Alex Nolan, Senior Training Manager at NRLA, provides expert training on HMO management, tenancy processes, and rental sector legislative updates.
Alphaletz is designed to be a simple, cost-effective solution to these problems. Their mission is to free you from the burden of spreadsheets and paperwork, so you can free up time and keep an eye on your profits.
Established in 1860 to care for abandoned animals, Battersea aims to never turn away a dog or cat in need of help. In 2023, we helped 2,529 dogs and 2,450 cats across our three centres. Our work means we see day-to-day the many animal welfare issues facing dogs, cats and the people who care for them.
With over 170 locally-managed offices of letting and estate agents nationwide, Belvoir can provide you with the best service and advice to suit your needs
Ben is the Chief Executive of the NRLA. Prior to taking up his position at the NRLA, Ben was the operations director at Touchstone, part of the Places for People housing group, and was also the managing director of a leading deposit scheme in Northern Ireland. Ben is also a landlord.
David Coughlin is an entrepreneur, co-founder of the National Association of Property Buyers and founder and director of both National Residential and the Landlord Sales Agency. He’s one of the UKs most recognised private landlords, and best known for being a leading expert within the UK property industry, with over 20 years of experience.
The HFIS group started as a niche insurance broker focused on the private rented and aesthetic sectors in 1996. Now an established company of over 11 brands and services to the industry, the HFIS group includes Total Landlord, six time award winner of ‘Best Landlord Insurance Provider’ and Hamilton Fraser, ‘Best Specialist Insurance Provider 2023’. Over the years, they have grown to include government authorised schemes such as mydeposits and targeted acquisitions, extending our roots through partnerships with trade bodies and regulatory organisations.
Helen has been writing about property for many years and as well as writing for LandlordZONE and other property industry titles, has worked for Trinity Mirror’s local newspapers, and started her career at the Brighton Argus.
Kim has a strong background in the lettings industry, having worked in Property Management since 1999. Starting out as a Property Manager, she then worked her way through the ranks, spending several years at Countrywide Plc, before receiving her promotion to Director of Property Management and joining Romans in 2018. Now as Group Director of Property Management for LRG, Kim oversees the running of a large, national team who serve circa 60,000 tenancies across the UK, whilst developing the division’s range of services for new and existing customers.
The Landlord Sales Agency retains unrivalled experience in the landlord property sales industry having purchased over 300 buy to let properties over the last 15 years. Their expert knowledge provides them with a unique understanding of the challenges you face, both in running your properties and selling a property portfolio.
Since 1999, LandlordZONE® has been the UK’s leading landlord website, providing property news, advice, legal information and insight for the rental property industry. With over 60,000 members worldwide, LandlordZONE brings an online community of landlords and agents together and provides them with a forum for public discussion on the latest property news. Supporting the journey of a landlord is at the heart of what we do – the website provides free access to comprehensive, educational and reliable information that landlords can utilise throughout their landlord journey. We are dedicated to the publication of unbiased and factual news reporting, working with various property professionals to create a trustworthy, professional and respected community for anyone interested in property.
Leaders is one of the UK's premier estate and letting agents, with more than 100 branches across the country offering a host of property services.
MFB is an award-winning mortgage broker covering all areas of property finance, including buy to let, commercial, and homebuyer mortgages, as well as development and short-term finance. With over 33 years of experience, our team’s knowledge and expertise are unrivalled, making us the broker you can trust. We pride ourselves on our 4.9-star Trustpilot rating and strive to deliver excellence for every single client. When you work with MFB, we take the stress out of your mortgage application process. As a whole-of-market mortgage broker, we’ll find you the best rate for your needs, giving you confidence in your property finance decisions. We proudly recommend MFB as LandlordZONE's official Mortgage Broker Partner, recognising its expertise in the field.
Maria is a journalist who oversees the operations of LandlordZONE behind the scenes, producing news articles and content focused on the private renter sector. She delivers clear, well-researched, and engaging stories that connect with a wide audience, working alongside editor Nigel Lewis.
Michael Lever, also known as The Rent Review Specialist, is a commercial property surveyor and author specialising in rent review and business tenancy advice for landlords and retailers in England and Wales.
The National Landlord Investment Show is the UK’s Number One landlord & property investment exhibition. Our shows connect thousands of landlords, investors & property professionals and are a beacon for anyone with an interest in buy-to-let or the private rented sector. We have everything you could conceivably need as a landlord or potential investor, including Legal Advice, Finance Suppliers, Investment Opportunities, Tax Experts, Property Management, Education & Mentoring, Proptech, Furnishings / Decor and myriad other helpful services.
CEO of the UK's largest franchised property inventory management and property compliance reporting company - No Letting Go and CEO of Kaptur Software, mobile data collecting software for the property industry. A passionate supporter of the property industry. Previously developed the largest and most successful RE/MAX estate and letting agency in Kent and co-founded Search24 a specialist conveyancing search reports business.
Nigel Lewis is a property writer and editor with a 27-year track record working for national newspapers, magazines, websites and also leading content media agencies and portals. He has worked on a variety of titles including the Daily Mail and also edited Channel 4’s A Place in the Sun and Location, Location, Location magazines. Other roles have included being Head of Content at both PrimeLocation.com and Zoopla.co.uk, and he has appeared many times on TV and radio shows including the BBC’s One Show, LBC, Radio 5 Five Live and Talkradio stations. As well as editing LandlordNEWS he also writes estate agency websites, news platforms and leading property portals as well as for Phil Spencer’s MoveIQ platform. He also has one of the larger property industry followings in Twitter.
Paul Shamplina is the founder of Landlord Action.
We are a consumer redress scheme, authorised by the Government since 2014, to provide an impartial service that considers consumer complaints about a variety of property related issues. All property agents who carry out estate, lettings and property management work, have a legal responsibility to belong to a redress scheme and, if at any point, the consumer feels the service one of our members has provided falls short of what is expected, they may be able to raise a complaint. We also provide redress for other property professionals which includes landlords, and we offer dedicated tenancy mediation helping to resolve tenancy issues and prevent cases needing to go to court. Please note the Property Redress Scheme is not a regulator or an enforcement agency.
RWInvest is an award-winning property investment company with over 17 years of industry experience and an extensive track record of successfully completed housing projects.
Ryan Shaban is a skilled paralegal at Landlord Action with a strong background in civil litigation and property law. He has successfully navigated contentious disputes, including possession claims and debt recovery. Along with experience in the property licensing sector, he has developed a sharp understanding of property regulations and legislation. Currently en route to qualifying as a solicitor, Ryan offers insightful perspectives on the evolving landscape of property law.
Sean Hooker is the Head of Redress at Property Redress. He is a Qualified Adjudicator (ACIArb), CEDR Accredited Mediator and has a Professional Award in Ombudsman and Complaints Handling Practice (Queen Margaret University and Ombudsman Association).
In-depth knowledge of tenancy deposit schemes, end of tenancy deposit resolution and complaint handling. With over 11 years in the industry and an understanding of some of the challenges faced by landlords, agents and tenants my training focuses on best practice evidence for negotiation, early resolution and adjudication.
I have been a qualified solicitor since 2010 and have worked with HFIS since 2012. With nearly two decades of experience in the lettings industry, I oversee the day-to-day operations of several key schemes at HFIS, including the mydeposits tenancy deposit protection scheme, Property Redress - the government-authorised consumer redress scheme for sales, lettings, and property management agents, and Client Money Protect, the largest client money protection scheme for independent property agents. Throughout my career, I have worked at the forefront of the significant regulatory and industry changes that have shaped the lettings sector over the past decade.
Having built up a small portfolio of these properties he managed them alongside his full-time career in further and higher education. Tom subsequently founded the first landlord website in the UK back in 1999 – LandlordZONE – and is also a recognised writer on the subject of residential and commercial property. Tom has been a regular contributor to real estate journals, blogs, and a speaker at property events for nearly 20 years and now spends his time researching and writing articles for LandlordZONE. He is also regularly quoted in articles.
Starting as an insurance broker in 1996 specialising in property and medical indemnity insurance, these two sectors remain at the heart of everything Total Landlord does. With over 25 years’ experience, Total Landlord continues to raise industry standards, deliver outstanding customer service, and find innovative and practical solutions for their customers’ unique needs. Total Landlord have always been there to help to support the things that matter most and provide a lifetime partnership with our customers.
mydeposits was founded in 2007, giving landlords, agents and tenants an alternative to the other two deposit protection schemes. Now, over a decade later, mydeposits are proud to still giving you a choice by offering all two types of deposit protection, insured and custodial.
Rachel Reeves has apologised for letting a Southwark property without the required selective licence — it was an “honest mistake”, she says
The Renters’ Rights Act is here. From Dec 2025, digital records are a must - landlords need to act now to stay compliant.
Tenants could be afraid to complain about poor conditions due to the threat of rent rises - despite gaining new rights, MPs heard.
A Surrey council has vowed to put pressure on HMO landlords - including those who have forked out for a licence.
More tenants are to be helped out of the private rented sector and onto the property ladder following an announcement by credit score giant Experian.
MPs have called on the government to tighten planning rules for HMOs amid reports of frustration among their communities.
Landlords have been encouraged to put aside personal views and consider if a particular pet is compatible with their property.
Portfolio landlords snapping up rental properties from small landlords has sustained buy-to-let sales in 2025.
Landlords in Wales could soon need a licence for holiday lets as the government bids to level the playing field with the PRS.
Landlords: stay compliant with legal obligations like safety checks, licences, deposits, and tenancy docs, plus follow best practice.
Finance experts believe landlords will elicit little sympathy if the Chancellor decides to go ahead with a rumoured tax grab.
A licensing expert has called for a national scheme to simplify councils’ disjointed approach to handing out justice for licensing breaches.
Chartered surveyor Clive Scrivener says properly regulated leasehold remains an efficient and proven structure for complex residential buildings.
North Warwickshire Council wants to restrict HMOs despite its very small percentage of shared housing.
Justice for Tenants has predicted a surge in Rent Repayment Order claims following the Chancellor’s failure to get a licence.
Paul Shamplina has warned that the Renters’ Rights Act could prove catastrophic for landlords trying to evict non-paying tenants.
RICS UK survey identifies a clear shift in mood across the commercial property sector
The Renters’ Rights Act ends Section 21 “no-fault” evictions; landlords must now use Section 8 grounds, with longer notice periods.
Rachel Reeves’ admission of breaching housing law neatly illustrates the challenges landlords face in keeping up with legislation.
Landlords across the country are enjoying better profits and yields than they have for several years, new research shows.
“Landlords rush to sell ahead of Renters' Rights Bill as taxes, rates, and reforms squeeze profits. Time to act is now.”
Landlords learn practical strategies to navigate 2025 property tax changes, from inheritance tax to SDLT and CGT planning.
Landlords have been warned to avoid the spread of phantom rumours about the Renters' Rights Act.
The London lettings agency at the centre of the Rachel Reeves selective licensing scandal has released a statement.
Landlords in Hillingdon will have the chance to comment on a new borough-wide additional HMO licensing scheme.
The Chancellor has been accused of “glaring hypocrisy” by a landlord impacted by the licensing scheme she pushed for in Leeds.
Many claims the Renters' Rights Act is pushing more landlords out but George Osborne's Section 24 changes are the real culprit, says expert.
Chancellor Rachel Reeves has apologised to the Prime Minister for failing to get a selective licence for her London rental property.
The day of the long-awaited abolition of Section 21 “no-fault” evictions has finally arrived
The Law Society has warned that the courts aren’t ready for an expected rise in hearings created by the Renters’ Rights Act.
Most of Westminster’s private landlords will be covered by a huge new selective licensing scheme when it launches next month.
An Edinburgh landlord has been fined for renting out an unlicensed flat in the first prosecution under the country’s short-term lets licensing scheme.
A startup on a mission to revolutionise student rentals aims to sign up one million students within the next year.
The government has squandered a chance to help both animal-loving tenants and landlords, according to pet campaigners.
The Mortgage Works is improving its application process and speeding up lending decisions for landlords.
Landlords and agents face a draconian and new set of investigative powers given to councils by the Act.
The huge reforms that the Act bring in are now law although secondary legislative and regulatory changes will be needed to make it go live fully.
Islington to increase coverage to ten wards and raise the scheme's per-property fee to £850.
The government has promised to publish a timetable on when Awaab’s Law will include private landlords.
Landlords in Northern Ireland will soon have to pay more for an HMO licence as part of a crackdown on the sector.
Landlords and tenants are both feeling the pinch as affordability remains stretched across the PRS.
The prospect of the passing of the Renters Rights Act means for many landlords, the exit lights are flashing
The Renters’ Rights Bill is almost here. Change is certain but timing isn’t. Now’s the moment to prepare, not pause.
Landlords in Bury hoping to convert their property to an HMO could soon have to meet tougher planning restrictions.
A new AI tool aims to help renters secure a rental property by sending alerts to their inbox before other platforms.
A group of six leading freeholders and property industry groups have failed in their High Court bid to reverse last year’s leasehold reform legislatio
The Telegraph appears to be at odds with its readers after a supportive article about rental reforms drew widespread opposition.
London’s 20% affordable fast-track aims to revive stalled sites and boost housing starts, but delivery - not policy - will be the real test.
Local councils are using arm’s-length companies to serve Section 21 eviction notices, impacting landlords ahead of upcoming legal changes.
Most brokers’ landlord clients are set to slim down their portfolios if National Insurance is applied to rental income.
Don’t let the headline mislead, it must be tempered by a realistic appraisal of the markets
Rental reform campaigner labels PRS policies an “unmitigated disaster” as he celebrates the imminent Renters’ Rights Act.
A summary of the Renters’ Rights Bill’s legislative path and the forthcoming changes it brings to the private rented sector.
A letting agency has been set up in the capital for socially minded landlords keen to be part of a more inclusive PRS.
Renters' Rights Bill has been voted through by MPs and will now go to the King for Royal Assent.
The Autumn Budget lands 26 Nov 2025. Tax hikes may target landlords—stay alert to NI on rental profits, CGT changes & MTD rollout.
Nottingham Council has announced new penalties to tackle poor practice – but admits it is late to the party.
Councillors in Rotherham are pushing ahead with selective licensing despite opposition from both landlords and tenants.
Medway Council has announced plans to introduce both selective and additional licensing schemes next summer.
Croydon landlords face having to join a selective licensing scheme in the borough after a five-year break.
Rightmove launches free webinar to help landlords prepare for major legal changes from the Renters' Rights Bill. Join Oct 22 at 7pm.
Landlord sell-offs fuel student housing crisis, increasing homelessness risk as students face sudden displacement and councils struggle to cope.
New Home Office data shows that Right to Rent fines have surged to more than £4.2 million since late 2024.
Landlords renting out homes in parts of Scunthorpe now need a selective licence.
A National Insurance grab could create renewed investment from older landlords and reshape the BTL market.
Renters are most likely to turn to social media to solve issues caused by mould as they are unsure about their legal rights.
Universal Credit changes and LHA freeze leave landlords facing longer arrears, slower recovery, and greater financial risk.
Student rental arrears could climb when the Renters’ Rights Bill is introduced, a letting expert has warned.
More landlords in a key London borough are to face selective licensing if councillors in Enfield get their way following a 12-week consultation due to
The government has dismissed MPs’ calls to conduct a comprehensive review of the “dysfunctional” County Courts.
With experienced landlords leaving in their droves, we now see an influx of accidental landlords
Labour deputy leader hopeful Lucy Powell has praised the government for taking on landlords' "vested interests".
A leading letting agent has expressed disappointment over Labour’s unwillingness to listen to concerns about the Renters’ Rights Bill.
Housing ministry data shows 'landlord selling up' remains a key reason why tenants have to move out and seek help from their council.
Asylum leasing offers landlords guaranteed rent, but risks, strict contracts, and ethical issues mean due diligence is essential.
Green Party's anti-landlord stance sparks sell-off as landlords fear policy impact - exit firms report surge in portfolio sales.
MPs will have their last chance to study the Renters’ Rights Bill when it goes back to the House of Commons next week.
Reeves signals possible tax hikes ahead of Nov Budget, with NI on rental profits still under review amid fiscal tightening.
Generation Rent has taken the credit for keeping ‘pro landlord’ amendments out of the Renters’ Rights Bill.
More landlords in Leeds will need to apply for a licence when the council launches an extended scheme next February.
Commercial landlords are facing a nightmare situation; a race to upgrade their energy efficiency standards, many with an uncertain outcome
Comments made by Paul Johnson to NRLA as Labour tries to position private landlords are 'ripe for extra taxes' ahead of next month's budget.
An energy efficiency expert has warned landlords to “do it right or don’t bother” when it comes to insulating their properties.
The John Lewis Partnership is to start work on building 170 rental homes in Reading.
Landlords, agents and charities have warned that inadequate Local Housing Allowance rates are pushing renters to the cliff edge.
Peer says during Lords debate that Renters' Rights Bill is not proportionate in its approach balancing tenant and landlord needs.
A Scottish firm is hoping to convince landlords in the West Country to let it take the strain in the short-let market.
Councils issuing no-fault evictions via legal workarounds, despite pledges to abolish Section 21.
A landlord who destroyed his tenant’s home following an illegal eviction has been ordered to pay her £53,000 in damages.
A staggering 98% of homes with external wall insulation installed under the ECO scheme need work to correct major issues.
Hounslow says it is on the hunt for rogue and non-compliant landlords and agents within its borders.
Peers are hoping they can convince the government to reconsider key changes to the Renters’ Rights Bill around possession grounds.
Landlords face a tough 2025: tax hikes, digital reporting & the Renters' Rights Bill demand smart planning to protect income & stay compliant.
The PRS should fund local authority regulation, says the Chartered Institute of Environmental Health.
Millennial landlords account for a record 50% of shareholders in new buy-to-let limited companies set up this year.
Cost of premium is always front of mind when landlords take out insurance, but under-insuring can be a very costly mistake
Properties that let the sector down are in the minority, a regulation expert will tell the upcoming NRLA conference.
Renters in London and the South East now need to spend less of their pay on rent, according to Propertymark.
Tenants who are afraid to blow the whistle on bad practice are inadvertently contributing to poor HMOs.
MP's £2k HMO-linked hospitality sparks debate on PRS ethics. Landlords face rising scrutiny, compliance pressure, and policy shifts.
More councils are set to introduce Article 4 directions in a bid to clamp down on HMO development, with six currently waiting for approval. There are already about 45 local authorities in England partly or entirely affected by Article 4 which means planning permission is nee
A new landlord survey has revealed the effects of the Government's proposals to ban Section 21 evictions already feeding into the private rented sector. Evictions specialist Landlord Action canvassed some 1,500 landlords and found that 26% of those who had evicted a tenant over
Its known as silly season when the media focuses on light-hearted stories, but news that Jacob Rees-Mogg (pictured) is being mooted as the new Levelling Up Secretary has been seen by some as no laughing matter. As the leadership contest draws to a close, preparations fo
Making tax digital (MTD) for income tax is part of the governments long-term strategy to digitalise tax and will have implications for how landlords pay tax on their income. For those used to self-assessment, it will represent a change, but providing digital records will give businesses
VAT on Commercial Property is a complex topic and anyone wishing to understand these complexities in relation to their own situation should seek specialist advice. This article should give a broad brush general overview but you really should seek advice because errors can be irredeemable an
A rogue portfolio landlord has been banned from letting properties for five years after she admitted multiple offences relating to fire safety issues. Naomi Knapp, a landlord with 34 properties in Bristol, was convicted of eight banning order offences and will now be added to th
Urgent regulation of the spray foam industry is needed to prevent making thousands of homes un-mortgagable, warn leading property groups. Sprayed polyurethane expanding foams are often used in lofts, either to stabilise a failing roof covering or to provide extra insulation. But
A severely disabled tenant and his family have barricaded themselves into their home in a bid to prevent a controversial eviction. Quadriplegic Harvey Cowe, 62, and his wife Sheree, 55, have lived at the house in Brittany Road, Hove, for 25 years after Brighton & Hove C
A leading letting agent has criticised the reasoning behind the UKs ever-growing list of selective licensing schemes. Selective licensing covers all rented property in a given area or council borough and landlords are required to pay a five-yearly fee of between �500 and �9
The Tories should take the blame for the landlord exodus and crisis-hit private rental sector, according to one leading investment guru. Financial columnist and author Matthew Lynn says that for the last decade, the party has been in an all-out war against buy-to-let landlords,
A rogue Liverpool landlord has been fined £30,000 for failing to get licences for two student HMOs three years after it was fined 45,000 for similar offences. Trophy Homes, which claims to operate within the 'luxury' student, co-living and general rental sectors, admitted
Bank of England warns landlord exodus from rental sector as taxes and policies drive investors away, worsening housing supply crisis.
The future of new rented accommodation in the UK will be developments where all facilities including transport, shops and services including schools are all within 15 minutes of a tenants property, it has been claimed. This comment was made during a https://www.savil
Landlords are calling on the Government to review how they are taxed after new figures reveal the devastating impact higher levies are having on the private rented sector. The National Residential Landlords Association (NRLA) says new research conducted on its behalf by co
Two out of three HMO landlords in Portsmouth plan to call it quits this year, largely prompted by the launch of an additional licensing scheme in September. Portsmouth & District Private Landlords Associations survey found that this would mean a loss of 348 rooms which, e
A Government investigation into damp and mould in the social housing sector has disclosed initial findings which show a significant number of homes in the social sector are affected by this problem. On Thursday (2 February) the Regulator of Social Housing (RSH) published a <a hr
The property industrys Rumble with the Agents charity event is to host its eighth evening of boxing and fund-raising in North London on Thursday 22nd June, it has been announced. <figure id="" class="w-richtext-figure-type- " data-rt-type="" dat
The Bank of England has raised interest rates for the 10th consecutive time as it battles inflation - a move likely to hit thousands of investors with variable rate mortgages and those forced to renew fixed-rate deals. The base rate has gone up by half a percent to 4%, the highe
Englands HMO market has shrunk by more than 21,000 properties in the last two years as local councils ramp up planning rules and licensing schemes. Numbers were down by -2.4% to 489,701 last year, having already seen a -1.7% drop in 2021, according to figures from Octane Capi
The boss of online lettings platform lettingaproperty.com is determined to overcome landlords inertia to switch from using high street agents. Jonathan Daines admits its a challenge as 95% of landlords still use agents, with the ingrained belief that the online process wil
House prices have fallen for the fifth month in a row, with the average property now worth �258,297, almost �4,000 less than in December, reports Nationwide. January saw a -0.6% monthly dip which left prices 3.2% lower than their August peak, while annual house price growth al
If you were due to submit a self-assessment tax return and pay your dues by yesterdays deadline and you missed it you should do so now without delay, otherwise you will face a penalty. Anyone with rental income must submit a self-assessment income tax return, completing the property inco
Landlords are to get their latest outing on the silver screen within the first movie by comedians Vic Reeves and Bob Mortimer, it has been reported. But predictably its not the image many would prefer to see the comedy pair promote. After nearly two decades of dev
A London landlord has been hit with a �9,880 rent repayment order after failing to convince a tribunal that his tenants application was not legal. The landlord admitted that he had held a selective licence which limited occupation to five people from one household but hadn
The number of households becoming https://www.landlordzone.co.uk/news/new-minister-reveals-millions-more-to-fund-prs-support-schemes-for-homeless/" homeless from private rented tenancies in Scotland is now higher than it was pre-pandemic, according to new government data.
Ministers and campaigners who claim that tenants are trapped in a 'broken' private renters sector are wrong, a new independent report commissioned by the NRLA has claimed, highlighting how three quarters of tenants think their rent fair or excellent value for mo
In the latest episode of The Property Cast , now available to https://www.totallandlordinsurance.co.uk/knowledge-centre/investing-in-buy-to-let-2023?utm_source=landlordzone&utm_medium=investment+podcast+article&utm_campaign=landlordzone+january+2023" <st
Peterborough's new selective licensing scheme requires landlords in designated areas to obtain a £908 licence, aiming to improve housing standards.
Landlords with properties in central https://www.landlordzone.co.uk/news/rent-rises-hit-20-in-london-last-year-reports-leading-lettings-agency/" London saw the highest levels of tenant demand across England and Wales in the last quarter of 2022. After falling
Housing Secretary Michael Gove has promised to scrap most leaseholds in England this year. The government will make it much easier for leaseholders in flats to take over their buildings and bring them into common ownership, avoiding high management fees and ground rents. <p
Labour's Lisa Nandy pledges a comprehensive review of the private rented sector, aiming to empower tenants and introduce a new Renters' Charter.
2023 is going to be a challenging year for landlords, so here are a few pointers from experienced landlord, Tom Entwistle, a residential and commercial landlord since the 1970s and founder of LandlordZONE . To read more analysis on what legal and financial
In this episode of The Property Cast, Eddie and Paul are joined by Richard Donnell, Executive Director at Zoopla. Drawing on Zooplas latest data and Richards expertise, the trio explore the most important trends in the housing market, sharing their predictions for buy to let in 2023 a
.avif)
