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11/12/25 3:00 pm
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Research by Co-op Insurance reveals that 11% of renters have received a Section 21 eviction notice during their current tenancies.
It quizzed 2,000 tenants and, using a government estimate that 11 million renters will be impacted by the Renters Rights’ Act, reckons that equates to 1.2 million who would have received a no-fault eviction notice.
However, this contrasts with figures from homelessness charity Crisis which found that 30,729 households in England had received a Section 21 notice in the year to July.
Co-op Insurance also found that three-quarters (76%) of tenants believe that the legislation will improve the experience of private renting, although 15% admitted that they were not at all aware of the Act and what it entailed.
Since May 2024, when Co-op Insurance last conducted a similar survey, the average amount of time that those who are renting expect to remain in rented accommodation has increased by 17% to four years, while nearly 24% expect to stay in rented accommodation forever.
Additional findings reveal that half of renters already have a pet, 45% of whom were given permission by their landlord, while 5% have one despite their landlord refusing.
More than two-fifths (44%) admit they don’t have any form of insurance for their rented home, despite 12% valuing their contents at £9,000 or more and the average total content valuation being over £4,500. Yet the average maximum amount that renters can afford to spend to replace their contents without taking on any debt is just over £2,000, says Andrew Nevitt, head of renters at Co-op Insurance.
He adds: “Our research suggests that a large proportion of renters expect to always remain in privately rented accommodation and therefore it’s important there are adequate protections in place. However, it’s concerning that many renters are leaving themselves financially vulnerable by not having insurance in place to protect their valuables and items.”
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