Scottish landlords have until 2028 to meet energy efficiency standards but can access interest-free loans of up to £15,000 to help them spread the cost.

The Scottish government has published its Heat In Building Strategy setting out that, by 2030, greenhouse gas emissions from homes and buildings must be 68% lower than they were in 2020.

It had been committed to introducing regulations to ensure properties in the private rented sector reach an EPC D by 2025, but now aims to introduce regulations in 2025, requiring them to reach a minimum standard equivalent to EPC C, “where technically feasible and cost-effective”, at change of tenancy, with a backstop of 2028 for all remaining existing properties. All private homes will have to reach that standard by 2033.

The government will continue to offer interest-free loans through Home Energy Scotland, with a commitment to run a cashback scheme, or a grant replacement, until at least 2023, with a further grant scheme to follow.

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£1.8 billion

Green MSP and Minister for Zero Carbon Buildings, Active Travel and Tenants’ Rights, Patrick Harvie (main pic), promised to invest at least £1.8 billion in heat and energy efficiency projects across Scotland.

But he told MSPs: “We estimate the total investment that will be required to transform homes and buildings across the country to be in excess of £33 billion. We are establishing a new green heat finance task force to identify innovative solutions to maximise private sector investment and find new ways to help to spread the up-front cost of making properties warmer, greener and more energy efficient.”

propertymark northern ireland

Daryl McIntosh (picutred), policy manager at Propertymark, says the strategy leaves some previously discussed questions unanswered. He adds: “What’s lacking is detail on the availability of financial support landlords and homeowners can expect to receive.

“There is no mention of a cost cap which was previously discussed. Any new regulations must avoid the unintended consequence of landlords leaving the private rented sector, at a time when they are most needed.”

Read about England’s green homes grants.


  1. Scottish LL will just sell up.
    No point in any stupid loan.
    It WON’T increase yield.

    Would be years before payback could be achieved from yield.

    Far better to sell off tho homeowners who won’t be subject to EPC requirements.

    I look upon EPC requirements as far more effective than S24 to force LL to sell up.
    Those properties that are EPC C status will assume higher market values.

    New build even though crap build will at least be readily rentable from day one.

    I predict a far greater interest from LL in new-build.

  2. The EPC system is woefully flawed. I have had numerous recommendations which a retarded amoeba would have the intelligence to work out were utterly stupid. For example, why would anyone in their right mind spend thousands of pounds on something like underfloor heating with a payback period running well over 100 years? Why invest in initiatives with payback periods exceeding the life of the equipment? Why recommend cavity wall insulation when it took a guy from an energy company less than a minute to realise it had already been done? Why assume no loft insulation because you can’t be bothered to go in the loft to see it’s already been done? The assessors are embarrassed to make some of the recommendations – they tell nme they are required by the government to make them! Crazy!

  3. We have a very warm D rated house. The tenant is happy, and we have very low rental income from it. We depend on the income to live and pay our bills. We have consulted with the EPC assessor, the firm he works for and a few others and several MP’s. to no avail whatsoever. They say that to raise the EPC to C it will involve spending thousands upon thousands of pounds. We have followed all the recommendations. The house is built of stone. Loft insulation etc is all up to date. What do we do? THE WORST THING I,S THAT DESPITE THE PROPOSED SPENDING, THEY SAY WHATEVER WE DO WILL NOT GUARANTEE THE C RATING AT THE END OF THE DAY. WHO IN THEIR RIGHT MIND WILL SPEND WITH NO GUARANTEE OF THE DESIRED RESULT? Then if we sell, we are faced with capital gains tax. There is no answer we can find. Please if you can help us, we would appreciate it. Beryl


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