It’s that time of year again; you feel a chill in the air and you know that cold wet weather is on the way which will really test you rental property to the limit. The last thing you want is a phone call from your tenants telling you there’s an emergency just as you’re sitting down to your Christmas dinner.
A few pre-winter precautions can help avoid this situation, or at the very least lease cut the probability of such a scenario to the minimum.
First off, make sure your landlord’s insurance policy is up to date and covers you for the most common winter risks: storm damage, flood damage, water leaks and of course the biggest risk of all: third parity liability for injuries to others.
If a slate or tile blows off your roof and injuries someone your liabilities can be horrendous. You will find a selection of tried and trusted landlord insurance providers here:
Next is the all important heating system. For tenants, the efficiency of the heating system has the most significant impact on their overall perception, enjoyment and cost of the house in winter.