On-Line Comprehensive Credit Search with Insurance 

                                        

Apply On-Line - get a comprehensive credit search and referencing, normally with 48 hours

• Voter’s roll registration details at current address and previous address (if less than 3 years at current address).
• County Court Judgment (CCJ) or Court Decree (CD) at current and previous addresses (if applicable.
• Details of any Bankruptcy or Individual Voluntary Arrangement (IVA) or any other credit information of a detrimental nature.
• Verification of current employment details to include position, length of employment, whether employed on a full-time and permanent or temporary or fixed term contract basis, and annual salary.
• References, if applicable, from current/previous Managing Agent or Landlord to include length of tenancy, amount and promptness of rental payments, details of any dilapidations, and whether tenancy was conducted in a satisfactory manner.
• Reports from an Accountant and/or a Solicitor if the applicant is self-employed.
• Assessments of the applicant’s suitability for a tenancy, taking into account all of the above reports and references and also the applicant’s age, marital status, employment, property ownership etc.
• A recommendation as to the applicant’s suitability for a tenancy.
• Full report normally within 48 hours. If unable to meet 48-hour deadline, guaranteed Interim Report detailing reasons within 48 hours.

Steps to Tenant Verifying:

1. Prospective tenant completes the Tenancy Application Form.
2. Landlord/Agent retains the form for records and completes the on-line form - click on links.
3. Landlord submits the form and pays by credit card.
4. Agent submits the form - payment is on account - for a letting agent account contact: tenantverify@landlordzone.co.uk
5. You receive confirmation of your order from Raeburn.
6. Raeburn completes the checks and sends the report.
7. Results can be sent by e-mail, fax or mail

On-Line Comprehensive Credit Search with Insurance

Search Results Explained

3 Star

The applicant has achieved the highest credit score. This means the application was accurate and the details on it have been verified by our staff. Based on their confirmed salary the applicant will be able to meet the rent requirement.

2 Star Plus

The applicant has achieved a high credit score. This means the application was accurate and the details on it have been verified by our staff. However the applicant has not been registered on the Electoral Roll, and the reason has been satisfactorily explained to us. Proof of residence is required.

2 Star

The application is truthful but the prospective tenant is not considered to be sufficiently financially secure to meet the rental required. During the course of our enquiries nothing detrimental has been discovered.

Raeburn UK Limited will recommend that a suitable guarantor be supplied for 2 star applicants.

3 Star and 2 Star and 2 Star Plus scores are valid for the period of the tenancy term advised to Raeburn UK Ltd. We recommend the re-referencing of applicants if tenancy agreements are renewed. A reduced fee can be agreed for agents who undertake routine re-referencing.

1 Star

The applicant is not considered to be suitable for the tenancy. This can be for a variety of reasons, which may include:

• Adverse references from previous landlords
• Poor Credit history
• An Untruthful application

 

Results and Recommendations

Once Raeburn have carried out the necessary checks, the results will be sent to you in an easy to understand format, with recommendations. 

Results can be sent by e-mail, fax or post

On-Line Comprehensive Credit Search with Insurance