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When you are living in rented
accommodation it is the landlord's responsibility to
take care of the building insurance. However,
this does not take care of your contents and possessions
or damaged caused by you or your visitors to the
landlord's fixtures and fittings.
There are also several other risks
which, as a tenant, you should consider. It is well worth
thinking about the benefits to be had through a relatively
inexpensive tenant's insurance package.
For example, comprehensive cover can
be arranged which includes:
- Full all risks cover for your
house contents
- Cover for damage to landlord's
fixtures and fittings - protects your security deposit
- Malicious damage and vandalism
- Occupiers and personal liability
- Alternative accommodation and
rent payments
- Frozen food
- Money and credit cards
- Extended cover to possessions
when outside and away from home.
In addition tenants may consider
taking out accident, sickness and redundancy protection by
way of protecting their rent payments.
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