Reference Query

[Laura85]

Hi!

Me and my partner are in the process of looking for a place to rent, we have found the perfect house through an agency.

I am a bit worried though, my partner has 2 ccj's on his credit file of which both total £278 for parking fines which have been paid off. He has a good credit score now which we checked on experian.

Just wondering what everyone thinks? Do you think he will pass the credit checks? Homelet is the company the agent uses.

Any advice Grateful.

Thanks

Laura

[jrsteeve]

Worst case he'll need a guarantor or pay his share in full upfront. Can't give a definite answer on whether he'd pass though as it depends on when the CCJ's were satisfied as they stay on your credit file for 6 years if I remember correctly.

[kayak]

Really he shouldn't pass the credit check depending on when they were so I think the best thing is to be honest with the LL/LA and see what you can offer to entice them to still accept your partner as a tenant.

[Laura85]

Well we got the house and were honest! So there is hope out there