i have just bought a flat in a victorian house, divided into 2 flats. I am the freeholder, and responsible for organising buildings insurance of the whole property. (although both of us will be splitting the cost). where should i start looking for an insurer? Ive realised that a 'high street' firm won't do it.
It's insured already by the previous freeholder with Nat-West, but i dont trust the policy that's in place, i dont think it makes clear the 2 seperate flats.
And will i need to pay a surveyor to establish the rebuilding cost?
Thanks in advance.