Credit Expert Report

**philip cooper** · 26-02-2013 20:40 PM

I pay a monthly subscription to credit expert to monitor my credit so I can obtain a mortgage when ready. Is this a allowable expense as it is for business ?

Thanks

**Claymore** · 26-02-2013 20:59 PM

I shouldn't think so - I'd be really surprised if you can!

**Alexlandlord** · 27-02-2013 06:51 AM

Agree with claymore, Not sure why you think it assists you obtains a mortgage in any event.

A lot of these reports are sold very heavily based on fear.

I have been offered them in the past and always declined and I never have any problems

**Alexlandlord** · 27-02-2013 06:52 AM

Ending should say getting a mortgage.

**badbobby** · 27-02-2013 08:19 AM

Originally Posted by Alexlandlord

Ending should say getting a mortgage.

I use it once a year or 6mths or so to make sure that there's nothing silly on my account (credit agreements not in my name, incorrectly recorded missed payments etc).

So far, I've taken advantage of free trials, but I'd have no problem paying a few quid every 6-12 mths to make sure it's all ok.

**philip cooper** · 27-02-2013 17:03 PM

Originally Posted by Alexlandlord

Agree with claymore, Not sure why you think it assists you obtains a mortgage in any event.

A lot of these reports are sold very heavily based on fear.

I have been offered them in the past and always declined and I never have any problems

I believe one of the things you do when applying for a mortgage is make sure you do not have any bad marks on your credit. And to do this you get your credit report.