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Nov, 2014

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  1. #1

    Default Insurance quandary

    I have landlords building insurance on my houses and landlords contents insurance on my flats as the buildings are insured by the freeholder. I have now bought a flat which I intend to rent out unfurnished, is there any insurance I can take out to cover me as a landlord which is linked to neither the building or the contents?

  2. #2
    Join Date
    Oct 2012
    Posts
    400

    Default

    Cover you for what exactly !!

  3. #3

    Default

    The other bits which come with landlords building or contents like public and property owners liability.

  4. #4
    Join Date
    Oct 2009
    Posts
    5,302

    Default

    Jophus, I am guessing you have read this other thread:

    http://www.landlordzone.co.uk/forums...rance-quandary

    I just have £5000 contents cover from Directline for the appliances, curtains and carpets. I think for the small extra you will pay above liabilitly cover only, you might as well cover those other things.

  5. #5
    Join Date
    Oct 2007
    Location
    80 London Road, Southend-on-Sea, Essex
    Posts
    534

    Default

    There are many insurance policies a landlord can get. Obviously the main ones are buildings and contents that you are aware of but you can also get things like: rent guarantee, legal protection, emergency assistance to name the main ones.

    It is possible to obtain public and property owners liability in a separate standalone policy but in most circumstances these would be provided under the buildings/contents policy.
    Steve Smith - Company Director at a leading Landlord Insurance broker with 10+ years experience in the industry
    LandlordZONE Verified Poster and Topic Expert for Landlords Insurance
    See my profile for contact details

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