Insurance quandary

[Jophus]

I have landlords building insurance on my houses and landlords contents insurance on my flats as the buildings are insured by the freeholder. I have now bought a flat which I intend to rent out unfurnished, is there any insurance I can take out to cover me as a landlord which is linked to neither the building or the contents?

[Alexlandlord]

Cover you for what exactly !!

[Jophus]

The other bits which come with landlords building or contents like public and property owners liability.

[JK0]

Jophus, I am guessing you have read this other thread:

http://www.landlordzone.co.uk/forums...rance-quandary

I just have £5000 contents cover from Directline for the appliances, curtains and carpets. I think for the small extra you will pay above liabilitly cover only, you might as well cover those other things.

[ashburnham]

There are many insurance policies a landlord can get. Obviously the main ones are buildings and contents that you are aware of but you can also get things like: rent guarantee, legal protection, emergency assistance to name the main ones.

It is possible to obtain public and property owners liability in a separate standalone policy but in most circumstances these would be provided under the buildings/contents policy.