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Aug, 2014

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  1. Replies
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    Are you on a normal residential long lease of 99...

    Are you on a normal residential long lease of 99 or 125 years bought on 100% ownership ? What is the actual wording about subletting in your lease ? Most leases may include clauses on...
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    Each country has its own tax rules. And you have...

    Each country has its own tax rules. And you have to comply the rules of each country where your income arises.

    If you have rental income from propery located in UK then UK tax rules apply to...
  3. You can download free guides on "Long Leaseholds"...

    You can download free guides on "Long Leaseholds" and enfranchisement o fleasehold blocks from www.lease-advice.org

    You should buy a copy of the freehold title from Land Registry Online and check...
  4. Get a friend to enquire what the surveyor firm ...

    Get a friend to enquire what the surveyor firm charges for site inspection and writtern report. I don't understand why you paid 3K upfront to managing agent or why you want to spend 15K in a...
  5. Thread: S146

    by Gordon999
    Replies
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    345

    Its difficult to fight back without any written...

    Its difficult to fight back without any written proof of what was said /advised by your mortgage lender. You could contact one of the reporters in the money section of sunday national papers and...
  6. Thread: Landlord tax

    by Gordon999
    Replies
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    160

    Letting agents are appointed for managing your...

    Letting agents are appointed for managing your rental tenancy only. They have no expertise on completing a tax return.

    You should contact your tax office and request a tax return to...
  7. You should get quotes from 3 different local ...

    You should get quotes from 3 different local firms of solicitors with the experience in (1) property conveyancing work and (2) lease extension work ( L&T Act ). Its better to use the solicitor's...
  8. The scheme is for the benefit of hmrc as...

    The scheme is for the benefit of hmrc as non-residents landlords will be liable to pay cgt on capital gains from April 2015.
  9. This mortgage ( interest only ? ) give 2 years...

    This mortgage ( interest only ? ) give 2 years discount rate at 3.15% and you will be paying £198.88 monthly .

    After 2 years , you will be charged at the "SVR" standard variable rate now at...
  10. The Daily Express Newspaper ( Money section in...

    The Daily Express Newspaper ( Money section in Saturday issue ) has some recommendations for BTL mortgages.
  11. You can download a free guide to statutory 90...

    You can download a free guide to statutory 90 years lease extension at peppercorn ground rent from www.lease-advice.org
  12. The Times Newspaper 2 May 2014 printed a list of...

    The Times Newspaper 2 May 2014 printed a list of mortgage best buys including a couple of lenders offering 95%LVT. :

    HSBC at 5.1% fixed to 31/7/2019 fee £99.
    Hanley Economic @ 4.19 % fixed 2...
  13. Thread: Accounts

    by Gordon999
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    666

    S.425 ( Companies Act 2006) is interesting : ...

    S.425 ( Companies Act 2006) is interesting :

    425Default in sending out copies of accounts and reports: offences

    (1)If default is made in complying with section 423 or 424, an offence is...
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    The 1985 asbestos regulations should have...

    The 1985 asbestos regulations should have prohibited the use of asbestos insulation sheet in new homes but your local council may be able to confirm the year.
    ...
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    You and husband will have separate tax returns ...

    You and husband will have separate tax returns and each person declares their share of rental income and expenses on their own tax return.

    See info given for box 3 in SA105 - Notes :
    ...
  16. This section can only discuss matter concerning...

    This section can only discuss matter concerning residential property under long l leases . Your question on restaurant lease may be more suitable in Commercial Property section.
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    You have a one bed flat bought in 2001 at 235K...

    You have a one bed flat bought in 2001 at 235K and may be worth 500k now in 2014 ?.

    Are there larger flats in your block of flats ? The Landlord's surveyor has valued your flat at 4 x 500K = 2...
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    The RTM should buy a copy of the leasehold title...

    The RTM should buy a copy of the leasehold title from Land Registry Online to find out the new owner and send a service charge demand for 3 years arrears to be paid within one month. If the arrears...
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    I suggest that you go to Land Registry Online and...

    I suggest that you go to Land Registry Online and buy a copy of the leasehold and freehold titles for your address and see what changes have occurred. It costs 3 -4 pds a copy by credit card. Check...
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    Building's insurance is an item of service...

    Building's insurance is an item of service charge under the L&T Act and when service charge contributions are demanded from leaseholders, a summary of rights and obligations must be attached or the...
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    Inside the free guide by LEASE you should find...

    Inside the free guide by LEASE you should find this included :

    Summary of service charges accounts

    Leaseholders have a statutory right to seek a summary of the service charge account from the...
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    162

    The RTM company has responsibility for the...

    The RTM company has responsibility for the collection of service charges contributions and for the maintenance of the block of flats plus carrying out minor duties occasionally when legal notices are...
  23. Thread: Accounts

    by Gordon999
    Replies
    14
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    666

    As a leaseholder, you should get a copy of thee...

    As a leaseholder, you should get a copy of thee audited service charge accounts within 6 months from the end of the 12 months reporting period.

    As a member of the public , you can buy a copy of...
  24. Have you spoken to the selling agents for the...

    Have you spoken to the selling agents for the property ? Have you checked the wording in your leases about transfer of property.?

    Usually the conveyancing solicitor acting for a prospective...
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    See free guide on service charges : ...

    See free guide on service charges : http://www.lease-advice.org/publications/documents/document.asp?item=14
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