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Apr, 2014

Saturday

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  1. Replies
    2
    Views
    822

    Transfer of beneficial interest

    I have a jointly owner property with a mortgage. The joint owners are not a couple but other family members. We want to transfer the rental income from the property to 100:0, so only one has to do...
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    817

    2 Independent businesses from one premises

    This question is not about property, but I am just wondering if someone could give some pointers on this.

    I am thinking of setup up a business where I would sell (provide services) 2 related but...
  3. Replies
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    765

    I can understand why you are saying that but I...

    I can understand why you are saying that but I don't think you understand it clearly.

    If you let out property, you will pay tax on your profits minus your tax allowance.

    Profit = total rental...
  4. Thread: Household Income

    by SALL
    Replies
    2
    Views
    554

    Tax credit calulations.

    Tax credit calulations.
  5. Replies
    11
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    765

    I could on 15K if I had no major outgoings like a...

    I could on 15K if I had no major outgoings like a mortgage.
  6. Thread: Household Income

    by SALL
    Replies
    2
    Views
    554

    Household Income

    What is classed as Household Income in the UK?

    Say a couple (with children) are living with their parents in one house. Would this be classed as two households for tax purposes?
  7. Replies
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    522

    All I can find in the policy booklet is "20....

    All I can find in the policy booklet is

    "20. Restricted Theft
    Section 2 – Contents A 7 excludes loss or damage unless the theft involves forcible
    entry to or exit from the Property.
    Inventory...
  8. Replies
    3
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    522

    Significant and unusual exclusions

    I have just notice this wording in my current policy.

    Section 1: Buildings

    Significant and unusual exclusions.

    Certain loss or damage caused by you, paying guests or tenants (if property not...
  9. Replies
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    515

    Landlord Insurance

    Anyone got any recommendation for Landlord insurance for a single property. I am currently with Tower gate and looking at Simple Landlords Insurance. Can anyone give some feed back? I have looked...
  10. Replies
    9
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    1,326

    It wasn't uninhabitable. But it needed...

    It wasn't uninhabitable. But it needed re-decoration etc to make it appealing to prospective tenants. I also installed a bathroom suit (with a bath) as the property only had a shower originally.
  11. Replies
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    1,326

    The repairs were not major structural repairs but...

    The repairs were not major structural repairs but re-decoration and renovation, which was necessary to make the property let able.
  12. Replies
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    1,326

    The owners are brothers. Is the documentation to...

    The owners are brothers. Is the documentation to transfer liability to one of them complicated?

    Property 2 was bought to rent out, can we not use the repairs against income from future rent.
  13. Replies
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    1,326

    Tax on rental income for joint owners

    If a property is owned by two people, one is basic rate tax payer other is higher rate. Is it possible for the lower rate tax payer to pay for all the liability of the property? It is a very small...
  14. Thread: AST Renewal

    by SALL
    Replies
    4
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    385

    Thanks. They are also happy to sign.

    Thanks. They are also happy to sign.
  15. Thread: AST Renewal

    by SALL
    Replies
    4
    Views
    385

    Thanks. The reason I want a new 6 Month AST, is...

    Thanks. The reason I want a new 6 Month AST, is to have added security of knowing the tenant will be there for another 6 months.
  16. Thread: AST Renewal

    by SALL
    Replies
    4
    Views
    385

    AST Renewal

    I let out a property (house) on a 6 month AST.

    Say it was let on 10th of January.

    What would be the start date for a renewal tenancy for the same tenant, if we sign it before the end of the 6...
  17. Thread: 125 Yr Leasehold

    by SALL
    Replies
    4
    Views
    502

    Basically it’s a house I’m thinking of buying....

    Basically it’s a house I’m thinking of buying. but it is on sale as a leasehold with a new 125 year lease with pepper corn ground rent (if demanded - so basically nothing I guess) The local council...
  18. Thread: 125 Yr Leasehold

    by SALL
    Replies
    4
    Views
    502

    125 Yr Leasehold

    If I was to acquire a 125 yr new lease of a house with peppercorn ground rent.
    How would that be different to buying it freehold?
    Would the freehold of the property be worth much?

    It might...
  19. Replies
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    516

    No the account is a Landlord Account for another...

    No the account is a Landlord Account for another property I own. So would a new DPS account be better option?
  20. Replies
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    516

    Deposit protection of AST

    I am managing a property owned by my wife and another person. I am dealing with everything to do with the management of the tenancy for the property. The tenancy agreement doesn't have my name on it...
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    1,340

    Permitted Resident

    I need to enter a named permitted resident on an AST. The person is under 18 and will be living with the Tenant. Tenant will be responsible for the full rent.

    I am just wondering, do I need to...
  22. 17 years old on a joint tenancy?

    Can a 17 year old be a joint tenancy with her partner? Or would it be best to list them as a permitted resident? Are their any issues with having a 17 year old as a tenant?
  23. Working tenants vs. LHA claimant with guarantor

    Which would be a better choice?

    Both young couples. Couple 1, both partners are working. Couple two will be claiming LHA but have a working and home owner guarantor.
  24. Replies
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    5,143

    just a quick question, why do you use water to...

    just a quick question, why do you use water to wash your hands? Why not just use the toilet paper from the trees?
  25. Replies
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    5,143

    The jug thing is a substitute for a lota. And it...

    The jug thing is a substitute for a lota. And it is used to clean the privates. Body needs to be pure to pray, and cleaning privates with water is also required.
    ...
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