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May, 2015

Wednesday

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  1. 1. Check whether your deposits are protected via...

    1. Check whether your deposits are protected via the website of the relevant deposit protection scheme[s]. This is important, and you are ultimately responsible for deposit protection. If agent...
  2. Thanks for the confirmation.

    Thanks for the confirmation.
  3. To confirm: Replacement white goods not tax deductible?

    I believe this to be the case, but just to ensure that I am not missing something...

    Am I correct in thinking that replacement of freestanding white goods in an unfurnished property is no longer...
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    That's for sure. You just have to wash it...

    That's for sure. You just have to wash it occasionally, and maybe iron it.
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    I agree. Overall there is a rough inverse...

    I agree.

    Overall there is a rough inverse correlation between value and yield, in that if you look solely at one type of property (...say, 3 bed houses) a typical £500k example would yield less...
  6. In my experience, agent's property particulars...

    In my experience, agent's property particulars always have lots of disclaimers including such things as "The room measurements are given for guidance only...", "Whilst we endeavour to make sales...
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    I would agree with your basic point. I think the...

    I would agree with your basic point. I think the reason for the situation you describe is that agent performance is not easily quantified or compared, while their fees are.
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    Is that a euphemism?

    Is that a euphemism?
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    Agreed, and I nearly made the same point. It...

    Agreed, and I nearly made the same point. It could perhaps be said that inflation is the enemy of capital growth, not the cause of it.
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    Another option you have got to apply pressure to...

    Another option you have got to apply pressure to the agent is the appropriate redress scheme. All letting/managing agents are required to belong to one of the three approved ones. You can find out...
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    Indeed. As per post #4.

    Indeed. As per post #4.
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    The word I would use here, if they stated in so...

    The word I would use here, if they stated in so many words that they would protect the deposit, is 'negligent'. However, it does of course depend exactly what they said they would do, and how that...
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    I didn't receive the deposit. Agent received...

    I didn't receive the deposit. Agent received deposit and stated that they would protect it in a government-approved scheme. It was their responsibility (to me, their client) to do so.
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    I have answered a very similar question before. ...

    I have answered a very similar question before. On that occasion I said:

    "Most of my points would be things that they probably ought to do anyway.

    1. Have one person (maybe two, max) that deal...
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    Sorry to hear of your predicament. I have also...

    Sorry to hear of your predicament.

    I have also had an agent (now fired) who didn't protect deposits. Fortunately for me, I haven't been taken to court for it. If I was, I would pay penalty to...
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    Agreed, in absolute terms and in the...

    Agreed, in absolute terms and in the medium-to-long term.

    In real terms (adjusted for inflation), I don't think prices will necessarily continue to increase. They may do, but I for one wouldn't...
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    Did OP indicate that the property is leasehold? ...

    Did OP indicate that the property is leasehold? I have re-read post #1 three times without finding anything to suggest that it is.
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    Prayers are obsequious pretty much by definition.

    Prayers are obsequious pretty much by definition.
  19. How about the address? My understanding is that...

    How about the address? My understanding is that following Beitov Properties Limited v Elliston Bentley Martin [2012] it may be considered prudent for the landlord to quote their own address on...
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    I tend not to, for pretty much the reasons...

    I tend not to, for pretty much the reasons mentioned in post #11. I am happy to let the rent drop a bit below market if it increases the probability of a long tenancy.
  21. Fair enough. My view, though, is that indefinite...

    Fair enough. My view, though, is that indefinite growth in real terms is not sustainable.
  22. I always struggle to understand the concept that...

    I always struggle to understand the concept that when prices have risen, the asset becomes more attractive - which is what you seem to be suggesting here. If the asset is more expensive than it was,...
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    From previous discussions on this forum on the...

    From previous discussions on this forum on the subject of rent guarantee insurance, the consensus seems to be that it is not a good/worthwhile solution.
  24. Thread: Parking

    by doobrey
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    That could certainly work. I think the trick is...

    That could certainly work. I think the trick is to choose your ballads carefully. Might I suggest Phil Collins... or maybe Westlife? These should repel unwanted visitors from the vicinity pretty...
  25. And there was me thinking we were talking about...

    And there was me thinking we were talking about BA1449 (Edinburgh to Heathrow T5, 14:10-15:35 daily).
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