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Oct, 2014

Friday

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  1. Replies
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    International Students

    Hello

    I have a letting agent that has found me some new tenants for the next academic year . They are International students and they are offering to pay in four month batches. What's the general...
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    half hour fire protection in a stud wall

    Hello

    A HMO house I have currently has a stud wall which is between a bedroom and the hallway (the escape route) . I investigated it this week and it seems the stud is built from 50mm thick wood...
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    Letting Agent Terms and Conditions

    Hello

    I have some HMO buy to let properties which I have been using a Letting Agent to manage. I used to manage them before but no longer can. The agent has revised their terms and conditions...
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    Internal Fire Doors in an apartment

    Hello

    Does someone know if the internal doors (bedroom, living room etc.) in a apartment need to be fire doors that self close.

    Cheers
    RajK
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    When a tenant does not have a guarantor

    HI

    I am currently trying to find a tenant for an apartment. I have enlisted a agent to find me someone. A lady they have found has a problem getting a guarantor. I want to know if there are any...
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    Letting Agent Protocol

    Hi Everyone

    What is the protocol for agents when it comes to taking holding deposits? If the tenants back out etc. is the landlord due any of the money as compensation. I want to know if my...
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    They are owned as joint tenants.

    They are owned as joint tenants.
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    438

    I see where you are coming from but in this he...

    I see where you are coming from but in this he case of these properties he did not contribute any funds to them and is only on there by name so no one is trying to avoid anything.
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    How to deal with this scenario

    Hello

    I have three buy to let properties which I jointly own with my brother and we are both on the mortgages. My brother has got himself into some personal debt ( on credit cards, personal loan)...
  10. How to work out rebuild value for insurance quotes

    HI

    Can anyone tell me what is the best way to establish the rebuild value for a house. The insurance companies are asking this when I get quotes but I do not know what figure to give them?
    ...
  11. Letting Agent - Guarantors and what they should be doing

    Hello my letting agent has found me a group of student tenants for next academic year. There are 5 but only two with guarantors. What is the most sensible thing that should be done for the remaining...
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    The current instructions that I have with them do...

    The current instructions that I have with them do not have any wording about terms and condition changes. In all the instructions the exit fees were stated at currently x% of the annual rent. It is...
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    Basically the need for the managing agent or rent...

    Basically the need for the managing agent or rent collector to do monthly fire and safety inspections and taking complete responsibility for making sure the property is meeting HMO requirements. I...
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    Letting Agent Changes Terms and Conditions

    Hello

    Can someone please advise. I am using a Letting Agent to manage a few of my HMO properties and it has been a good relationship so far. Recently they have sent out revised terms and...
  15. How does insurance work in a shared freehold maisonette

    Hello

    I was looking at investing in a maisonette, basically the top floor and loft of a converted semi detached house. I understand that it will be a share of freehold. Can someone with more...
  16. Thread: Personal Loans

    by RajK
    Replies
    10
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    661

    Is 3% considered a commercial rate nowadays. I...

    Is 3% considered a commercial rate nowadays. I mean at a push you might be able to get a BTL mortgage with that interest rate?
  17. Thread: Personal Loans

    by RajK
    Replies
    10
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    661

    I spoke to HMRC and they said it is fine to...

    I spoke to HMRC and they said it is fine to offset personal loan interest from the rental profits on a investment property. The bank account transfer chain will show everything clearly. Thanks for...
  18. Thread: Personal Loans

    by RajK
    Replies
    10
    Views
    661

    This is a theoretical question as this is what i...

    This is a theoretical question as this is what i would like to do. I thought that if it was explicitly stated in the document and also the transfer of funds via the banks would show it. THe other...
  19. Thread: Personal Loans

    by RajK
    Replies
    10
    Views
    661

    Personal Loans

    Hello

    Can someone tell me if the interest due on a personal loan obtained from an individual (with a drawn up legal document) for the purpose of purchasing a property can be deducted from profit...
  20. Group of tenants wanting to stay on. Some new some old.

    Hi

    I currently have a property rented out to a group of students until August 2014. Some of the same students (three) plus two new students want to stay in the house continuously after the...
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    I apologise as in my first statement I said fix...

    I apologise as in my first statement I said fix the antenna. Just to clarify there is no antenna in the first place
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    Well actually there isn't an aerial, and secondly...

    Well actually there isn't an aerial, and secondly with a sky box you can have access to the free channels. All I wanted to know is what are the implications if I GIVE them a sky box in terms of my...
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    Sorry my mistake, they bought a freeview box...

    Sorry my mistake, they bought a freeview box which obviously does not work without an aerial. My main issue is that if I give them a sky box am I liable if it blows up etc. as it has not been PAT...
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    No TV services have been agreed for me to...

    No TV services have been agreed for me to provide. The tenants bought a freesat box and they tried plugging it into the aerial port and it didn't work. So they have asked me to fix the aerial. The...
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    Gifting of a Sky Box

    Hi I have a property with a group of 4 working professionals. They have requested that I fix the antenna as they have purchased a freeview box and it is not working. There is a sky satellite dish on...
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