LandlordZONE

27

Nov, 2014

Thursday

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  1. Replies
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    587

    Hello What type of HMO? I may be able to help....

    Hello

    What type of HMO? I may be able to help.

    Cheers.
  2. Replies
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    1,266

    Alannotts - out of interest, where abouts in...

    Alannotts - out of interest, where abouts in Nottingham is the house on which you were given Planning Permission?
  3. The old utilities one... Strictly speaking you...

    The old utilities one...

    Strictly speaking you should be able to bat utilities companies away - but I agree about the aggravation.

    You could outsource all this to someone like Glide?
    ...
  4. Replies
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    1,714

    For Full Management (definition of which varies...

    For Full Management (definition of which varies infinitely), we charge 8% + VAT.

    No other hidden costs, and includes everything that you would expect to be needed assuming the landlord could do...
  5. Replies
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    2,070

    It bemuses me that you are posting on here AFTER...

    It bemuses me that you are posting on here AFTER having agreed to these terms?!

    When you instructed them to be your agent, and they subsequently found tenants, did you discuss fees? Was it all...
  6. I believe amortisation to be most in line with...

    I believe amortisation to be most in line with accounting principles...

    http://www.comfortlettings.co.uk/blog/2012/09/11/tax-matters-costs-of-arranging-financing-on-your-btl-
  7. Replies
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    690

    We do well against this... Maybe because I...

    We do well against this...

    Maybe because I setup our agency as a landlord myself. Pattern?
  8. Replies
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    2,151

    If this is your only property, then your...

    If this is your only property, then your proposition is a potentially sound one.

    You will no doubt be able to find the time and energy to devote to the one property and self manage by using...
  9. Replies
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    2,151

    Toursound - your speech about local letting...

    Toursound - your speech about local letting agents just above. Is that from the head or heart?

    It seems pretty presumptive to me...

    I believe a local agent can add value in many ways, and the...
  10. Replies
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    546

    I have written pieces for national magazines...

    I have written pieces for national magazines prior to now and would be happy to comment.

    I think I am easy enough to find through my profile without needing to state publicly on this thread.
    ...
  11. Replies
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    The commercial considerations for the transaction...

    The commercial considerations for the transaction you are proposing make no sense. You in fact make less money from such a proposal as your painter decorator income will need National Insurance...
  12. Replies
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    1,225

    My agent example was more along the lines of: ...

    My agent example was more along the lines of:

    Agent forgets to pay landlord. Landlord doesn't notice. Agent realises later but thinks oh well, they haven't noticed so why should I bother.

    I'm...
  13. Replies
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    1,225

    If the agent did the same to you there would be...

    If the agent did the same to you there would be uproar on here with plenty of advice on how to go about obtaining your money back.

    But because its an agency then somehow ethics can be warped into...
  14. Replies
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    1,225

    You can't wrap this up in any other way... You're...

    You can't wrap this up in any other way... You're in the know, and failing to return that which does not belong to you.

    If your not happy with their service then find a new agent, don't...
  15. Replies
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    524

    If you want to know exactly, try Finance Act 2003...

    If you want to know exactly, try Finance Act 2003 s116(2)(b), which pulls student residential accommodation as a 'dwelling' and within Finance Act 2003 s116(1)(a).

    Thus, I believe, for SDLT...
  16. Replies
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    It is taxed differently, it is correct to say...

    It is taxed differently, it is correct to say that it is.

    Earned income relates to PAYE or to self employment income. You pay income tax and national insurance on this income.

    Property...
  17. Replies
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    524

    No, I do not believe so.

    No, I do not believe so.
  18. Replies
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    546

    Careful. Very dangerous with Article 4 around...

    Careful. Very dangerous with Article 4 around now.

    Uninformed will no doubt trip up... And a panicking parent trying to buy something in haste will likely fall foul of all the HMO requirements.
  19. What did the terms of your contract say?

    What did the terms of your contract say?
  20. Replies
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    626

    The plan sounds very generic. What is the...

    The plan sounds very generic.

    What is the USP?

    Where is it to be setup?
  21. Replies
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    3,200

    This ambiguity won't last in my view. My ear to...

    This ambiguity won't last in my view. My ear to the ground says this is going to get either challenged or made clear.

    Watch this space.
  22. Replies
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    1,706

    Agree that a couple and two lodger dis not an HMO...

    Agree that a couple and two lodger dis not an HMO per HA 2004.

    See here for a bit of a walk through...
    ...
  23. It's sounds to me like you are too emotionally...

    It's sounds to me like you are too emotionally attached to the property for it to be a business acquisition.
  24. Replies
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    If 1,2 & 3 are not discussed in the MA agreement...

    If 1,2 & 3 are not discussed in the MA agreement then walk away, simples.

    They are basics.
  25. Your BTL mortgage product T&Cs would not allow...

    Your BTL mortgage product T&Cs would not allow this.

    A BTL product is for letting out the property.
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