LandlordZONE

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Feb, 2016

Saturday

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  1. Replies
    22
    Views
    590

    Agreed. The position he is in though he has...

    Agreed. The position he is in though he has enough properties to justify this.
  2. Thread: Studio plus

    by hech123
    Replies
    12
    Views
    378

    I would imagine you can cover yourself by making...

    I would imagine you can cover yourself by making sure you rent the flat as a studio flat with a store room or study or something. What can I do if one night my tenant comes in and decides to sleep...
  3. Replies
    22
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    590

    Yes standard single properties all fall under fca...

    Yes standard single properties all fall under fca regulation but commercial loans are different. Go with 6 properties rather than one. You will find a commercial broker. I would say judging from...
  4. Replies
    22
    Views
    590

    Phillip - What you need to do is seek commercial...

    Phillip - What you need to do is seek commercial finance, take your whole portfolio to a commercial broker and you will have much more success. Percentages will be higher but then your not dealing...
  5. Thread: Mortgage News

    by hech123
    Replies
    27
    Views
    1,378

    Can I also state as I have many, many times to...

    Can I also state as I have many, many times to many people - if houses are traditionally 6 times earnings does it not stand to reason that if money becomes more affordable and cheaper to borrow...
  6. These are very bad investments where you have...

    These are very bad investments where you have little control over your money, you are actually getting zero security also as you only own a lease and not the freehold. Some may work but the ones I...
  7. Thread: Mortgage News

    by hech123
    Replies
    27
    Views
    1,378

    Back on to the bank...

    Back on to the bank bashing...........................The FCA regulation basically means nothing, your probably better off with a Czech bank. Our banks launder Cartel drug money, steal from...
  8. Replies
    16
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    668

    LOL - Investment funds are a total joke. Try...

    LOL - Investment funds are a total joke. Try looking for funds over 10 years old.........................Yes very hard to find as most re-start to hide there poor losses. Something like 98% can not...
  9. Replies
    5
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    309

    6 out of the first 12 on the list have either...

    6 out of the first 12 on the list have either ceased trading, stopped or filed for bankruptcy. These are the ones that have been running the longest. This is rather worrying. imagine how many will...
  10. And why on earth build that hideous box? Surely...

    And why on earth build that hideous box? Surely that houses a consumer unit as no one would build it otherwise
  11. The bunk bed picture...................There is...

    The bunk bed picture...................There is now a door that didn't seem to be there in the first picture. And the work seemed to happen amazingly fast from one picture to the next. Why not show...
  12. Replies
    5
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    309

    Alreet Doobrey I too am heavily invested in...

    Alreet Doobrey

    I too am heavily invested in peer to peer sites currently. Tread with caution. I recently looked at this list of all the peer to peer companies over the last 4-5 years
    ...
  13. Replies
    16
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    668

    A very bad buy in my opinion. No return and...

    A very bad buy in my opinion. No return and risking everything on a capital uplift
  14. Is it legal to let a property with a bunk bed...

    Is it legal to let a property with a bunk bed that looks like it may break a childs neck if they fall off trying to climb down and then hit their head on the radiator? That looks really safe to me :)
  15. Thread: Mortgage News

    by hech123
    Replies
    27
    Views
    1,378

    I would worry about banks treating people fairly,...

    I would worry about banks treating people fairly, they have been ripping us all off for many years. Rigging rates, Gold markets, Libor, currency trades, swap rates, Mis selling etc....etc...
  16. Welcome to the world of being a landlord where...

    Welcome to the world of being a landlord where the sun is always shinning. :(grin): I would be cautious about mentioning this to your lender, is this your only property? They may question your...
  17. Thread: Mortgage News

    by hech123
    Replies
    27
    Views
    1,378

    Great articles again - When reading Fred...

    Great articles again - When reading Fred Harrisons boom and bust he stated many years ago that it takes a number of years for lenders to circumnavigate the regulations and start to fuel the next boom...
  18. Agree with loanarranger but the way the UK market...

    Agree with loanarranger but the way the UK market is heading you would be wise to take the protection of a limited company. It is pretty clear the current regime want to favour FTB over landlords...
  19. The more the merrier in my opinion, lets get back...

    The more the merrier in my opinion, lets get back to the 100% loans that got us in this mess :) As long as I can cash out before the next bust that is.......
  20. Replies
    7
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    217

    If you have a doubt at selling at the price...

    If you have a doubt at selling at the price agreed then why agree to sell to this person at this price, get them to do a survey and then raise the issue? The survey has now been done so you may as...
  21. dpt57 - Do no think that just because base rate...

    dpt57 - Do no think that just because base rate goes up your reversionary rate will unless it is linked to base which I am guessing it isn't. Bank margin could easily come down. Chances are the...
  22. No one can tell you this for sure, five years is...

    No one can tell you this for sure, five years is a long time and we could be at war or anything by that time. If you are already retired then you need to seriously think about some kind of plan to...
  23. Replies
    11
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    615

    Natfrey - What area are you in? As the market is...

    Natfrey - What area are you in? As the market is still pretty slow in most areas I operate in although it has gathered some momentum.....I ask this as you will need to sell quite quickly for your...
  24. Thread: Mortgage News

    by hech123
    Replies
    27
    Views
    1,378

    Freehold finance is very difficult indeed unless...

    Freehold finance is very difficult indeed unless anything has changed. Perhaps a high street lender would look at it on a commercial basis but not many lenders deal with it
  25. Thread: Mortgage News

    by hech123
    Replies
    27
    Views
    1,378

    Good articles - I would like to think someone...

    Good articles - I would like to think someone could predict interest rate rises but if Mark Carney can not even give us the correct year then what hope does anyone else have!
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