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Jul, 2014

Wednesday

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  1. From my experience of external cladding (two...

    From my experience of external cladding (two suitable houses in an area where it has been widely carried out, although mine weren't) the result may be a considerable cosmetic improvement. The houses...
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    I have also just bought my first HMO. I was a...

    I have also just bought my first HMO. I was a bit surprised to find that for buildings insurance it doesn't seem to be considered significantly different from a non-HMO property. Insurer told me...
  3. Generally, because they achieve a higher rent.

    Generally, because they achieve a higher rent.
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    I was told that size doesn't matter.

    I was told that size doesn't matter.
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    13/06/14:::

    13/06/14:::
  6. Thanks for the info. I have re-read the...

    Thanks for the info.

    I have re-read the tenancy agreement and found that it does actually specify that tenancy will continue from month to month, so in this respect this tenancy is much as it...
  7. My managing agent proposes renewing SAT on expiry...

    My managing agent proposes renewing SAT on expiry (for a fee, naturally). As far as I can see it will renew automatically. Hence I question whether any action is necessary.
  8. Scotland - Automatic renewal of SAT on expiry of fixed term

    My knowledge of Scottish tenancy law is fairly limited, but I understand that on expiry of fixed term a tenancy will automatically renew for the original term (to a maximum of one year) if not...
  9. In a free market economy: Landlords must be...

    In a free market economy:

    Landlords must be free to choose their tenants
    Tenants must be free to choose a property (and, by extension, landlord)
    Companies must be free to choose their employees...
  10. It has got a lot to do with where and what you...

    It has got a lot to do with where and what you buy. There are those who say that a single digit yield is not worth bothering. I wouldn't agree with this, but I would be unlikely to buy anything...
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    Could you be more specific?

    Could you be more specific?
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    02/05/14: Indeed. Some of them can't even...

    02/05/14:



    Indeed. Some of them can't even speak English! :(rofl):
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    Don't suppose he has got an OBE? That would make...

    Don't suppose he has got an OBE? That would make him an earlobe.
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    I suspect that yield on such properties would be...

    I suspect that yield on such properties would be low and this investment would be a bet on London property prices. Whether it is a good idea or not depends on your outlook. It isn't something that...
  15. Thanks for the input.

    Thanks for the input.
  16. Tenant leaving without notice but LL not accepting surrender

    I would appreciate some clarification on the issue of tenants leaving without notice. I realise that variations on this topic are much discussed but I have searched, like Bono, without finding what...
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    Agreed, but there could be more neighbours ready...

    Agreed, but there could be more neighbours ready to complain if asked whether they have been disturbed.
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    Ground 14 does sound somewhat applicable - just...

    Ground 14 does sound somewhat applicable - just not the conviction part. OP said " a neighbour ... has heard very uncouth people on the doorstep shouting and banging on the door about drugs at the...
  19. No expert but I don't think it would be tax...

    No expert but I don't think it would be tax deductible since this is determined by the purpose of the loan. I also doubt, given that residential mortgages are invariably cheaper than BTL mortgages,...
  20. I think this is a case where you have to weigh up...

    I think this is a case where you have to weigh up the potential financial risk and inconvenience of a default against the value of your integrity, your character, and your principles.

    So.... no...
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    Short lease.

    Short lease.
  22. I say don't do it on principle, but yes it is a...

    I say don't do it on principle, but yes it is a tricky one.


    Unfortunate if true.


    “It is curious that physical courage should be so common in the world and moral courage so rare.”
    - Mark...
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    The main thing is not to call 911. Boy bands are...

    The main thing is not to call 911. Boy bands are no good in emergency situations.
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    I don't quite understand the source of these...

    I don't quite understand the source of these numbers (e.g. what is the 60k?)... but surely mortgage interest should not be part of the denominator? Essentially ROI is:

    [(gross income] - [costs])...
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    Is an Electron Beam Ion Trap...

    Is an Electron Beam Ion Trap really relevant here?


    But seriously...


    I make this 48%.


    I make this 52%.
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