This is one for Jeffrey or Lawcruncher - our neighbours have their septic tank drainage on our land and it is permitted in the deeds that they can maintain, repair and renew as necessary for which we...

Commercial lenders will as long as the aims of the Trust are not compromised.

Hi Syco

There aren't any lenders offering a drawdown facility at the present time, in fact there hasn't been for the last 4 yrs, as all now to look at each individual proposition as it is...

Surely if this is the case and the purchase didn't go through, you still have those funds or did they get gobbled up for something else? If they went on other property, no problem you should have...

Unfortunately unless a previous manager put it in writing (and I can virtually guarantee they wouldn't even if you had asked them) you don't have much leeway and most of the banks have shortened...

If you have an accountant, and I suggest with 9 B2L's you have, you need to take their advice as only they will know your personal tax position.

It is not difficult to set one up but proper long...

Hi bengal - it is not the loan companies who are 'under' valuing properties, they just act on the assessment made by an independent valuer (few lenders have their own internal valuers nowadays). It...

You will probably find that the developer has every right to protect their interest in the property which they supported as an owner occupier proposition and they would have some sway with the...

It is interesting to note that most of the individuals getting off on 'glad she is dead parties' were not even born when she was in office, any excuse to make a noise and get drunk I would suggest.

PG is likely to be 'Planning Gain'

A lot will depend on the local authority as there are basic HMO guidelines but it doesn't necessarily mean that the property requires an HMO license.

I suspect the two self contained units (with...

Yes they have all of those powers - the consent to let is a specific concession on their part, a privilege and not a right

It does sometimes still apply but not if you as the vendor are a recognised property developer (otherwise people buying new properties built by the national house builders would have an issue).
...

You are unlikely to get a personal loan for anywhere near enough to effect any form of property purchase and you have to declare at the outset to the lender what you intend to use the money for,...

If buying at auction, unless you can pay cash you need to be looking at bridging as most of the work happens in the 14/28 day window in which to complete. If you want funding on a property before...

The answer to your first question is no you can't, a lender will lend you an agreed percentage of the market value or actual purchase price, whichever is the lower. Don't be tempted to try and do it...

The phrase 'knitting fog' comes to mind:(happy):

BTL options do exist for ex-pats and overseas workers but some are dependent about where overseas you are working/based, where is it in your cases?

Barclays won't touch this unless they have at least 5 properties charged to them (this is classed as 1 as it is a single title)

As Artful asked, are these residential properties? If they are I would have expected the values to be not a lot different to those when you took out the loan, if they are commercial however, that is...

Not really apart from the likelihood that the commercial lender will want capital and interest repayments and the chances are that whilst the rate is marginally higher than B2L the arrangement fees...

If you are creating one leasehold, why not do all the others at the same time, then your lending options on the three will be much greater.

There is no risk in lending however on the freehold of...

Please explain what you mean hech123

Bridging is NOT extremely risky as long as it is used in the right context.

Bridging lenders make their money by taking their long term funding facilities and putting property loans out for...

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