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Mar, 2015

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  1. You can delay sending your tax return until last...

    You can delay sending your tax return until last date at end of Oct 2015 for paper return or end Jan 2016 for internet return.
  2. Try google search for Landlord & Tenant Act 1985...

    Try google search for Landlord & Tenant Act 1985 + S21 . and look out for the government website for legislation.

    S28 defines who are the qualified auditors for certifying the accounts .

    The ...
  3. When you buy a leasehold flat, you are committed...

    When you buy a leasehold flat, you are committed to paying ground rent (to freeholder ) and service charge which is for maintenance of the building, communal gardens, car [parking spaces and...
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    If there is risk of the property value being...

    If there is risk of the property value being halved by a huge increase in ground rent in 7 years , then you should not proceed with purchase.

    It make no sense to buy a property where the...
  5. if the other 3 flats are required to pay 25%...

    if the other 3 flats are required to pay 25% each, then it may be a typing error for one lease to show 24%.

    The total from 4 flats should add up to 100% ???
  6. After you receive the service charge accounts,...

    After you receive the service charge accounts, you can check if there is an expense item for accountancy work . You can as leaseholder ring up the managing agent holding the service charge account...
  7. At the start of your 30 years journey to become ...

    At the start of your 30 years journey to become full time LL, you need a daytime job to pay for your living expenses .

    If you buy a property on 25% deposit and 75% BTL mortgage, you will find...
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    LIBOR = London Interbank Offered Rate and...

    LIBOR = London Interbank Offered Rate and currently standing at 0.68 . So your starting loan interest rate will be charged at 4.5 + 0.68 = 5.18%

    During mid 2007 just before the NR Bank failure,...
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    Usually in a lease there will be a clause where...

    Usually in a lease there will be a clause where the lessee covenants not to make any structural alterations to the demised flat without the consent of the lessor or it may say alterations are not...
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    There is no such rate as paying ""zero rated...

    There is no such rate as paying ""zero rated income tax. HMRC give a personal allowance before starting the 20% rate tax on income .

    You are clutching at your own wrong idea.
  11. Ask your solicitor what is the validity of the...

    Ask your solicitor what is the validity of the deed .
  12. You may get some advice from LEASE (...

    You may get some advice from LEASE ( www.lease-advice.org ) and download their free guide to appointing manager.
  13. You have to study the rules for getting the...

    You have to study the rules for getting the grants which are offered to householders. The RTM company is responsible for maintenance for a block of flats and probably not qualify as a householder.
  14. The RTM company is a separate legal entity in...

    The RTM company is a separate legal entity in charge of the service charge administration. What is the exact wording regarding subletting ?

    What is the unexpired term remaining on the leases ? ...
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    You can get free advice from the Leasehold...

    You can get free advice from the Leasehold Advisory Service ( www.lease-advice.org ) on missing freeholder ?? and can download a free guide on how to set up RTM company..

    If you are living...
  16. Your own conveyancing solicitor should...

    Your own conveyancing solicitor should explaining the situation to you and advised if the situation is what Tipper in post #2 suspects. You should be asking why the leasehold title has not been...
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    New building flats sold by builders will be sold...

    New building flats sold by builders will be sold under leasehold title with 99 years or 125 years lease or longer etc. This lease will probably include payment of annual ground rent and service...
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    In general , liability for paying council tax on...

    In general , liability for paying council tax on BTL property is by the resident tenant and when vacant by the property owner.
  19. Thread: Tax question

    by Gordon999
    Replies
    6
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    606

    Are all your 5 properties let at market rents...

    Are all your 5 properties let at market rents under AST agreements ? I cannot believe you are still renting at a loss after 15 years ? Are your tax returns handled by qualified accountant ?
    ...
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    During the next 5 years I would expect to see...

    During the next 5 years I would expect to see substantial mortgage interest rise and a temporary fall in property prices due to many not able to keep up with mortgage repayments. I say " temporary"...
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    Google search "hmrc + child benefit" and you...

    Google search "hmrc + child benefit" and you will find a HMRC calculator which may help you.
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    Its not a trivial matter for insurance brokers...

    Its not a trivial matter for insurance brokers now as they are all registered and regulated by the FCA. I think the requirement for UK contact address started after the commencement of Money...
  23. Take some photos of your leakage as evidence of...

    Take some photos of your leakage as evidence of any claim.

    Did the water leak first appear under the bath room, kitchen or bedroom?. Is the water leak cold or warm by placing hand up to ceiling...
  24. Thread: new lease

    by Gordon999
    Replies
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    The existing lease is down to 59 years unexpired...

    The existing lease is down to 59 years unexpired and the leaseholders statutory right is for 90 years extension at peppercorn ground rent = 149 years lease. Its not 99 or 999.
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    In Post No. 12, the link shows hmrc campaign...

    In Post No. 12, the link shows hmrc campaign are currently chasing BTL landlords and solicitors with undisclosed income. Past campaigns have included plumbers and electricians .
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