LandlordZONE

17

Sep, 2014

Wednesday

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  1. Replies
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    343

    That's not entirely correct. If rental gross...

    That's not entirely correct. If rental gross income is more than 10k, before allowable expenses, regardless that profit may be less than £2,500k, a SA is due.
  2. I helped a friend get out of her agreement with...

    I helped a friend get out of her agreement with an estate agent. Same sort of reasons as the OP, but the contract had been running for 3 years so the agent had had a nice earner for a good while.
    ...
  3. Replies
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    301

    You don't have too. But if after falling onto...

    You don't have too. But if after falling onto the SVR, it is cheaper to move to another product....... I think that's what most people do? I noticed on a product with RBS, that after their fixed...
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    9
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    301

    Hence my original question. I'm looking for a...

    Hence my original question. I'm looking for a lender with a lower SVR. I'll go and see my broker.
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    2
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    123

    We've got a plot of land and want to do a new...

    We've got a plot of land and want to do a new build. Do the websites you mention include labour or is it materials only? I'd appreciate knowing some of the web addresses - even if it is materials...
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    I don't want the mortgages increasing, I'm on...

    I don't want the mortgages increasing, I'm on interest only. My mortgages aren't that high, so time you calculate the costs of moving to another product V the saving on the rate, there's not much in...
  7. I guess what I previously read wasnt accurate. ...

    I guess what I previously read wasnt accurate. Its handy to know landlord is not duty bound to mitigate his losses. Would make an ideal time to do a refurbishment if the tenant definitely leaves...
  8. Artful That case relates to a commercial...

    Artful

    That case relates to a commercial lease.

    I have definitely read somewhere that a landlord does have to try to mitigate the loses and I feel certain that is the case.
  9. Replies
    9
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    301

    Avoiding Mortgage Fees

    Hi

    I'm not keen on paying out for new products every few years. At the moment I have a fair bit of equity in my BTL's, my loan to values vary between 50 & 60%.

    Are there any lenders with...
  10. Replies
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    392

    I think the housing adviser is saying to make...

    I think the housing adviser is saying to make sure you have a roof over your head for when the time may come, put the property into your name. If you were joint tenants, it is my understanding the...
  11. The landlady was probably covering her back with...

    The landlady was probably covering her back with the dates, just in case you didn't go when you said. When you go back to court in October everything should get sorted.

    Why did landlady take...
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    theartfullodger, Lol, I wish it was only £1k. ...

    theartfullodger,

    Lol, I wish it was only £1k. You know what they say, take care of the pennies.....
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    270

    When is Payment Due to HMRC

    I have a tax bill to pay due on this years self assessment. Normally I am lazy and don't do the return till................... end of January!

    Anyway, I now have an accountant and he wants to get...
  14. But isn't it nice to just get your deposit back...

    But isn't it nice to just get your deposit back in full then put any stresses behind you? Our courts are far too busy as it is :-(
  15. It can be really hard to get receipts/invoices...

    It can be really hard to get receipts/invoices out of trades people for smallish jobs - say less than £100. I turn the tables on them and say 'oh, I forgot my purse, but I have my check book on me!
  16. Replies
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    suebabsthenoo, Are you sure that it is bamboo...

    suebabsthenoo,

    Are you sure that it is bamboo and not Japanese knotweed? JK - does have a bamboo look to it. It shoots up and spreads really quickly too and forces its way through concrete.
  17. £997 for repairs? I think you have been ripped...

    £997 for repairs?

    I think you have been ripped off.
  18. Replies
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    3,313

    Why on earth are you dramatizing over this? ...

    Why on earth are you dramatizing over this? This scenario happens time and time again.

    At the agreed time, with the police present, let the people in to collect their belongings. If you truly...
  19. It's not broken so doesn't need fixing. If you...

    It's not broken so doesn't need fixing. If you regarded it as in need of fixing, I certainly wouldn't be putting on a high priority fix.
  20. Replies
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    3,313

    Stop panicking! You are complicating matters by...

    Stop panicking! You are complicating matters by 'inventing possible scenarios'.

    Don't let the tenants back in until the agreed date and just make sure the police attend. You can go inside the...
  21. Replies
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    Take the advice given and stay well away from the...

    Take the advice given and stay well away from the scheme. And never, never give a new tenant a 2 year tenancy. Don't go above the 6 months. When I was a new landlord, I made that mistake and gave...
  22. Thread: Arghhhhhh!!!!

    by Claymore
    Replies
    3
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    243

    Lesson learnt. From now on no washing machines...

    Lesson learnt. From now on no washing machines in any of my properties!
  23. Apply for planning permission, once you have got...

    Apply for planning permission, once you have got it, then stick it in Auction. If they are suggesting a lower reserve, it's probably because you haven't yet obtained planning permission.
  24. Yes, that's what I'm thinking. The way it...

    Yes, that's what I'm thinking.

    The way it looks is that the daughter isn't contributing enough to the rent. If the OAP lived by herself, she would definitely be entitled to full hb.
  25. Pensioner and Grown-Up Working Daughter - HB

    Hello

    I've been asked to see if I can offer some advice to a friend's mum who has got herself into some rent arrears. Arrears have built up, notice has been served and now a court date has been...
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