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Feb, 2015

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  1. Thread: EPC help...

    by catdog1121
    Replies
    7
    Views
    251

    Im in England

    Im in England
  2. Thread: EPC help...

    by catdog1121
    Replies
    7
    Views
    251

    EPC help...

    Hey Guys,

    Ok so I have a question, my situation is im buying another property to live in and renting out my current property, we will complete on the 16th this month and just waiting for a...
  3. Replies
    6
    Views
    343

    Can of worms..... The best thing to do is to...

    Can of worms.....

    The best thing to do is to tell HMRC that the new house will be your principal primary residence. from further down if you are doing this to avoid capital gains tax be very...
  4. Replies
    59
    Views
    1,898

    I got one of my tenants through upad, it was all...

    I got one of my tenants through upad, it was all good apart from one issue, I found all the local estate agents especially one pushed how shall I say less desirable tenants that they knew they...
  5. If the aim is primarily for a quiet life then...

    If the aim is primarily for a quiet life then yeah I think rent it out cheap enough and someone will bite your hand off.
  6. I think you might struggle to only get 2 nurses...

    I think you might struggle to only get 2 nurses wanting a house of that size. I agree the share with communal areas for me personally would put me off but then some people like that sort of thing. ...
  7. Just leave the contract as it is, give them £40 a...

    Just leave the contract as it is, give them £40 a month and call it a rent refund as they overpaid or get them to adjust the rent paid each month till it is sorted. There is no need for any change...
  8. Is there any benefit from you getting 50% of the...

    Is there any benefit from you getting 50% of the profit, aka shes a 40% take payer and your not, if so there are ways for you to get 100% of the rental income to reduce your tax bill, if this is not...
  9. Replies
    12
    Views
    864

    I have to agree with the comments, im sorry but...

    I have to agree with the comments, im sorry but this is a get rich quick plan. You have made no allowances for purchase costs and you can disagree with the rental income, I dont know the area but a...
  10. Replies
    13
    Views
    851

    Just incase anybody does a search on this, after...

    Just incase anybody does a search on this, after some investigation I found accord mortgages do LTB so am going to them via a broker (they only deal with brokers)
  11. Replies
    13
    Views
    851

    King_Maker, Thanks, Anybody got a list of new...

    King_Maker,

    Thanks, Anybody got a list of new LTB mortgage providers or BTL mortgages that allow LTB as a BTL mortgage?
  12. Replies
    13
    Views
    851

    Thanks loanranger, yes thats how I read it, they...

    Thanks loanranger, yes thats how I read it, they are two separate mortgages. I know there will be costs involved and I wasnt thinking of early redemption just also no like I have on other properties...
  13. Replies
    13
    Views
    851

    Hey ok might have confused things slightly. so...

    Hey ok might have confused things slightly.

    so forget the other BTL properties, this is what I have...

    Main residence worth £170k
    Main residence mortgage of £50k
    Savings of £140k

    Main...
  14. Replies
    13
    Views
    851

    Let to buy mortgages

    Hey all,

    So this is my situation, I have theses houses currently:

    Main residence - worth 170k - mortgage of £50k - savings offset of £50k (effectively can pay off mortgage with that...
  15. Replies
    20
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    2,030

    Why dont you just ask T for an inspection? ...

    Why dont you just ask T for an inspection?

    Take along with you.
    - Two copies of inventory, one for them to keep one for you to take away, with signatory form
    - A working pen
    - A section 21...
  16. If your that worried which clearly you are. Why...

    If your that worried which clearly you are. Why dont you contact them and use an excuse like the roof was recently repaired as it was leaking and you need to just pop up into the roof to check that...
  17. You do understand no win, no fee right? They...

    You do understand no win, no fee right?

    They cant advertise what you have said and then change, it would be miss leading and so you would not have to pay. Im not a fan of no win no fee especially...
  18. It depends where the soil pipe is, you may not...

    It depends where the soil pipe is, you may not have enough downward elevation if you swap tap ends. I had this same issue, to get round it I installed a double ended bath with a power shower at one...
  19. Thread: Council Tax

    by catdog1121
    Replies
    29
    Views
    2,814

    What I find strange is the postcode lottery. ...

    What I find strange is the postcode lottery. Surely it should be the same everywhere?

    Also My council allows 6 weeks which is fair enough gives you just enough time to find a new tenant. However...
  20. Gordons suggestion is probably the easiest but I...

    Gordons suggestion is probably the easiest but I think there may be another way.

    1. Pay off your residential mortgage
    2. take out a new residential mortgage with it written in the mortgage...
  21. Replies
    27
    Views
    2,200

    You want section 21 to evict, get it done asap,...

    You want section 21 to evict, get it done asap, do some searches here and there is a download of the form, look at the tenancy agreement for the notice period, usually 2 months. You could try to...
  22. If possible without blocking anyone else just...

    If possible without blocking anyone else just park your car right behind his blocking it. Leave a note on his window say "Sorry there were no free spaces as you have parked over two spaces, I didnt...
  23. Replies
    3
    Views
    639

    If its cheap then chances are if you check you...

    If its cheap then chances are if you check you would find that there is right of way in place. This means you cannot charge for access or deny access. Add to that you would be liable for...
  24. Rent guarantee depends on the type of property,...

    Rent guarantee depends on the type of property, do you get a lot of tenants that dont stay for long so often have vacant periods? look at the cost of the insurance and how much the property is to be...
  25. Depends where you are buying but generally if you...

    Depends where you are buying but generally if you know what you are doing then you dont need an agent. Being no good at DIY is not a complete block, if you know a good cheap handyman you could be ok...
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