LandlordZONE

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Jul, 2015

Thursday

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  1. Replies
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    The big question is how high will they go. In...

    The big question is how high will they go.

    In my opinion once interest rates get beyond 3% a lot of people will start to struggle as Flashback states the new loans are not as cheap as the pre 2007...
  2. The big question is how high will they go. In...

    The big question is how high will they go.

    In my opinion once interest rates get beyond 3% a lot of people will start to struggle as Flashback states the new loans are not as cheap as the pre 2007...
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    105

    I did some research into the three schemes and...

    I did some research into the three schemes and they are remarkably similar.

    As a comparison I asked all three out of the disputes they had adjudicated on what percentage were awarded 100% to the...
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    770

    I would be interested to hear what deal you are...

    I would be interested to hear what deal you are getting from your new agent as most Edinburgh letting agents take a month and a halfs deposit and provide rent guarantee FOC.
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    770

    Regarding the condensation you would never be...

    Regarding the condensation you would never be able to absolutely prove 100% that it was the tenants lifestyle that caused the damage.

    Unfortunately if this went to a dispute adjudication they...
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    387

    Hi J You seem to be quite clued up but I would...

    Hi J

    You seem to be quite clued up but I would suggest the following:

    If property has Gas then you need a Gas Safety certificate.
    Shelter have a free app that you can use for doing an...
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    504

    I find that very unlikely but please feel free to...

    I find that very unlikely but please feel free to post your source.
  8. Replies
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    504

    From the point of view of tenancy legislation a...

    From the point of view of tenancy legislation a holiday let is one where the property is not the principal home of the tenant.

    A property has to fulfil different criteria to be classed as a...
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    The proposals are just taking renting back to the...

    The proposals are just taking renting back to the situation pre 1988 when the rental market in Scotland did not work.

    In particular the end of the no fault route for ending a tenancy is a huge...
  10. I am not aware of any mortgage providers that do...

    I am not aware of any mortgage providers that do BTL for Companies. The Mortgage Works used to do it but no longer do.

    RBS and The Bank of Scotland will do commercial loans but the loan to value...
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    The TDS definitely does allow for rent arrears to...

    The TDS definitely does allow for rent arrears to be deducted from the deposit.

    http://www.lettingprotectionscotland.com/documents/a-guide-to-tenancy-deposits-disputes-and-damages.pdf

    Please...
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    I use Gumtree and get plenty of enquiries through...

    I use Gumtree and get plenty of enquiries through it.
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    Hi Katherine with regards to your charge of an...

    Hi Katherine with regards to your charge of an extra 2.5% for providing rental guarantee, there are various Edinburgh Letting Agents who provide guaranteed rent at market rates as standard.

    So a...
  14. Has anyone read the second consultation on the tenancy regime?

    http://www.gov.scot/Publications/2015/03/6142/downloads#res474354

    It is bizarre and completely unworkable!

    e.g.

    1 Ground for repossession if landlord is selling the property

    We...
  15. Replies
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    765

    Most of the top Edinburgh Letting Agents provide...

    Most of the top Edinburgh Letting Agents provide Rent Guarantee of the actual rent whilst the flat is let (as opposed to the Northwood model of lower rents but rent paid even when the flat is empty).
  16. Thanks for the info, this seems a very sensible...

    Thanks for the info, this seems a very sensible course of action to clarify a grey area and a EICR every five years seems entirely reasonable.

    The only drawback is that it may prove expensive for...
  17. Replies
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    Citylets which charges has 7,938 properties for...

    Citylets which charges has 7,938 properties for let whilst East hub home choice which is free has 24 properties for let.

    This just seems like a complete waste of public money.
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    It would appear that the courts want this issue...

    It would appear that the courts want this issue to be a very black and white issue.

    If for whatever reason you fail to comply in full with the requirements of the law on tenancy deposit then you...
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    It wouldn't surprise me especially as you often...

    It wouldn't surprise me especially as you often hear how the German model with rent controls is the way to go.

    What the downside of the German model is that there is hardly any home ownership in...
  20. Can't see a lot wrong with this campaign and I am...

    Can't see a lot wrong with this campaign and I am glad that Shelter are using their vast resources campaigning against the small minority of rogue landlords rather than using their vast resources to...
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    Quite a good article by NLA unfortunately from...

    Quite a good article by NLA unfortunately from reading other articles on this matter such as the one in The Scotsman below it would appear that the Scottish Government are going to implement these...
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    I think that this will be another own goal...

    I think that this will be another own goal following the ban on letting fees that has led to the large rent rises as reported by Citylets.

    The supply of properties in the PRS is already...
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    It sounds like you have been unfortunate having...

    It sounds like you have been unfortunate having chosen a property with a extremely bad landlord.

    Thankfully 99.9% of LLs are not like this and I hope and expect you will be successful in your...
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    It would be unusual for the landlord to do the...

    It would be unusual for the landlord to do the adjudication process rather than the LA who will have more experience of the process.

    The reason could be that the LA doesn't agree with the...
  25. As a rental return Edinburgh proves poor value as...

    As a rental return Edinburgh proves poor value as yields are only about 4% from one and two bedroom properties. HMO properties have higher yields at 5-6% but the costs and extra work involved can be...
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