LandlordZONE

27

Apr, 2015

Monday

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  1. Replies
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    192

    If you have owned the property for 2 years and...

    If you have owned the property for 2 years and sell, the gain must be liable to cgt . If you plan to move away from your existing home and can do it now, you could move into the fifth property and...
  2. How many flats in your building ? Do you have...

    How many flats in your building ? Do you have separate billings for" building maintenance service charge " and "building insurance contribution" ?

    If your leaseholders are willing to pay their...
  3. No sense in buying into a problem situation where...

    No sense in buying into a problem situation where you could end up losing money.

    Investing in property is about choosing location location and location which is not a flat over a shop in a...
  4. If the block has 4 or more leasehold units, the...

    If the block has 4 or more leasehold units, the service charge account for the year has to be audited by a qualified accountant and made available to leaseholders within 6 months from end of...
  5. Replies
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    163

    Most new flats are supplied with kitchen units ,...

    Most new flats are supplied with kitchen units , white goods and central heating. You would try to make snagging checks on first day and report any faults to developer whilst company workers are...
  6. If you are relying on buying the flat by mortgage...

    If you are relying on buying the flat by mortgage , then you need the seller to get the lease extended or your short lease won't qualify for mortgage . The extra cost being paid by the seller ...
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    160

    You can contact the LL solicitor's secretary and...

    You can contact the LL solicitor's secretary and ask decreetly if the docs were sent to Land registry ?
  8. Replies
    4
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    338

    Usually the letting agent may be charging say 8%...

    Usually the letting agent may be charging say 8% of annual rental income for finding a tenant or say 12% of annual rental income for full management ( including rent collection and paying to...
  9. The Clydesdale Bank use to have an investment...

    The Clydesdale Bank use to have an investment BTL mortgage which can be guaranteed by a relative if applicant does not fully meet the minimum income requirements.
  10. Replies
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    287

    OP should consult a L&T Act solicitor as OP may...

    OP should consult a L&T Act solicitor as OP may have to sue the freeholder.
  11. Replies
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    157

    Ask a local commercial business agent . I doubt...

    Ask a local commercial business agent . I doubt in todays environment , a Post Office can sell for 10 times nett profit ??
  12. Replies
    11
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    502

    Yes , you can ask HMRC . Have you received...

    Yes , you can ask HMRC .

    Have you received your 2015 tax return yet ? What kind of tax form did you submit last year ? SA105 or SA200 ?
  13. I believe in case of preparartion for...

    I believe in case of preparartion for enfranchisement, it is possible to register a claim/injuction against the freehold title at Land Registry. You may be able to get some details direct from...
  14. Replies
    11
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    502

    Are these accounts for your business in a self...

    Are these accounts for your business in a self employed trade or for a "property rental" business below 81K ?

    If it is for simple property rental business, you should look at the tax return...
  15. Replies
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    227

    When buying a flat, you need to check the...

    When buying a flat, you need to check the unexpired years left on the lease.

    Below 80 years , you should make provision for cost of lease extension.
  16. Replies
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    213

    You can have the policy holder name as "Company +...

    You can have the policy holder name as "Company + Mr A + Mr B" or you can ask the broker to insert a clause in the new policy to say " the interests of the property owners A & B is acknowledged".
  17. Replies
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    153

    There is no cgt for property transfers between...

    There is no cgt for property transfers between husband & wife. The property owner can contact the Land Registry Registration Team ( for their town/city ) to ask & buy a copy of any old records of...
  18. Take some photos to record the damage and send...

    Take some photos to record the damage and send photos & letter to upstairs flat owner to stop leakage in upstairs flat immediately and ask for compensation for damage to your flat. Obviously you...
  19. Replies
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    181

    Ask your local council what is their rule on EACH...

    Ask your local council what is their rule on EACH vacant property not able to find a tenant. Ask for the rating to be reduced ??
  20. When you move abroad, you should register as a...

    When you move abroad, you should register as a "non-resident" with the HMRC Non -Resident Centre otherwise your UK letting agent or tenant would be required to deduct 25% tax on all rents and send...
  21. How many flats in your block of flats ? What is...

    How many flats in your block of flats ? What is the average price paid for the leasehold flats .

    If the majority if flat owners are willing to support enfranchisement (collectively buying the...
  22. Replies
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    998

    What does a rough calculation of cost for...

    What does a rough calculation of cost for statutory lease extension using method posted in LZforum thread No.11080 give ?

    You can download a free guide on cost of statutory lease extension ...
  23. Replies
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    998

    ian5708. Is your property having a lease with ...

    ian5708.

    Is your property having a lease with 57 years unexpired, a leasehold flat or leasehold house ?

    If a leasehold flat , you should seek your legal entitlement which is a statutory...
  24. Replies
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    412

    What is the size of the capital gain over 10...

    What is the size of the capital gain over 10 months ? ? Was the property bought in joint name or in son's name only ?

    If the capital gain is 50K, shared between 2 persons = 25 K each. The...
  25. Make sure your solicitor is fully experienced in...

    Make sure your solicitor is fully experienced in Landlord &Tenant Act problems and enfranchisement . You should also ask if what problems will arise if the "nominated purchaser" wants to sells...
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