LandlordZONE

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Dec, 2014

Friday

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  1. Replies
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    Just incase anybody does a search on this, after...

    Just incase anybody does a search on this, after some investigation I found accord mortgages do LTB so am going to them via a broker (they only deal with brokers)
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    707

    King_Maker, Thanks, Anybody got a list of new...

    King_Maker,

    Thanks, Anybody got a list of new LTB mortgage providers or BTL mortgages that allow LTB as a BTL mortgage?
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    Thanks loanranger, yes thats how I read it, they...

    Thanks loanranger, yes thats how I read it, they are two separate mortgages. I know there will be costs involved and I wasnt thinking of early redemption just also no like I have on other properties...
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    Hey ok might have confused things slightly. so...

    Hey ok might have confused things slightly.

    so forget the other BTL properties, this is what I have...

    Main residence worth £170k
    Main residence mortgage of £50k
    Savings of £140k

    Main...
  5. Replies
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    707

    Let to buy mortgages

    Hey all,

    So this is my situation, I have theses houses currently:

    Main residence - worth 170k - mortgage of £50k - savings offset of £50k (effectively can pay off mortgage with that...
  6. Replies
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    1,940

    Why dont you just ask T for an inspection? ...

    Why dont you just ask T for an inspection?

    Take along with you.
    - Two copies of inventory, one for them to keep one for you to take away, with signatory form
    - A working pen
    - A section 21...
  7. If your that worried which clearly you are. Why...

    If your that worried which clearly you are. Why dont you contact them and use an excuse like the roof was recently repaired as it was leaking and you need to just pop up into the roof to check that...
  8. You do understand no win, no fee right? They...

    You do understand no win, no fee right?

    They cant advertise what you have said and then change, it would be miss leading and so you would not have to pay. Im not a fan of no win no fee especially...
  9. It depends where the soil pipe is, you may not...

    It depends where the soil pipe is, you may not have enough downward elevation if you swap tap ends. I had this same issue, to get round it I installed a double ended bath with a power shower at one...
  10. Thread: Council Tax

    by catdog1121
    Replies
    29
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    2,625

    What I find strange is the postcode lottery. ...

    What I find strange is the postcode lottery. Surely it should be the same everywhere?

    Also My council allows 6 weeks which is fair enough gives you just enough time to find a new tenant. However...
  11. Gordons suggestion is probably the easiest but I...

    Gordons suggestion is probably the easiest but I think there may be another way.

    1. Pay off your residential mortgage
    2. take out a new residential mortgage with it written in the mortgage...
  12. Replies
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    You want section 21 to evict, get it done asap,...

    You want section 21 to evict, get it done asap, do some searches here and there is a download of the form, look at the tenancy agreement for the notice period, usually 2 months. You could try to...
  13. If possible without blocking anyone else just...

    If possible without blocking anyone else just park your car right behind his blocking it. Leave a note on his window say "Sorry there were no free spaces as you have parked over two spaces, I didnt...
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    If its cheap then chances are if you check you...

    If its cheap then chances are if you check you would find that there is right of way in place. This means you cannot charge for access or deny access. Add to that you would be liable for...
  15. Rent guarantee depends on the type of property,...

    Rent guarantee depends on the type of property, do you get a lot of tenants that dont stay for long so often have vacant periods? look at the cost of the insurance and how much the property is to be...
  16. Depends where you are buying but generally if you...

    Depends where you are buying but generally if you know what you are doing then you dont need an agent. Being no good at DIY is not a complete block, if you know a good cheap handyman you could be ok...
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    Most estate agents will do finder only, basically...

    Most estate agents will do finder only, basically they do the inventory, advertise, show people around, credit checks and tenancy agreement. Standard charge for this is half first months rent +VAT....
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    You dont claim £3663, you can claim the tax...

    You dont claim £3663, you can claim the tax relief on income of that amount.

    i.e. it reduces your profit so means you have to pay less tax, so as a 20% tax payer it would be worth £732.60 and @...
  19. Only one, dont rent to people on benefits, I...

    Only one, dont rent to people on benefits, I could go into why I think that but I think you now know.
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    I would go along with the Merv has signalled they...

    I would go along with the Merv has signalled they want to scrap the link to inflation, basically meaning they can keep the interest rates low and dont have to answer to anyone if inflation goes up. ...
  21. Do not take this advice, its pre crash advice,...

    Do not take this advice, its pre crash advice, ive highlighted why.
  22. A good calculation is: ...

    A good calculation is:
    Yearly rent
    -------------- x 100 = Yield
    Property value

    So your example would be yearly rent...
  23. Not sure if its any help but have you thought...

    Not sure if its any help but have you thought about contacting the council, let them know you are concerned he is not coping, I know for disabled people you can get so many hours cleaners from our...
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    1. You have a contract, it will say in that what...

    1. You have a contract, it will say in that what they can and cant do, generally the answer will be no unless you have done something to break the contract or you gained the contract on false...
  25. You could try talking to letting agents see what...

    You could try talking to letting agents see what they say, there are other advantages, you increase the value of the property, may rent easier and you may get a longer term tenant which could reduce...
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