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Apr, 2014

Thursday

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  1. How to work out rebuild value for insurance quotes

    HI

    Can anyone tell me what is the best way to establish the rebuild value for a house. The insurance companies are asking this when I get quotes but I do not know what figure to give them?
    ...
  2. Letting Agent - Guarantors and what they should be doing

    Hello my letting agent has found me a group of student tenants for next academic year. There are 5 but only two with guarantors. What is the most sensible thing that should be done for the remaining...
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    The current instructions that I have with them do...

    The current instructions that I have with them do not have any wording about terms and condition changes. In all the instructions the exit fees were stated at currently x% of the annual rent. It is...
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    Basically the need for the managing agent or rent...

    Basically the need for the managing agent or rent collector to do monthly fire and safety inspections and taking complete responsibility for making sure the property is meeting HMO requirements. I...
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    Letting Agent Changes Terms and Conditions

    Hello

    Can someone please advise. I am using a Letting Agent to manage a few of my HMO properties and it has been a good relationship so far. Recently they have sent out revised terms and...
  6. How does insurance work in a shared freehold maisonette

    Hello

    I was looking at investing in a maisonette, basically the top floor and loft of a converted semi detached house. I understand that it will be a share of freehold. Can someone with more...
  7. Thread: Personal Loans

    by RajK
    Replies
    10
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    356

    Is 3% considered a commercial rate nowadays. I...

    Is 3% considered a commercial rate nowadays. I mean at a push you might be able to get a BTL mortgage with that interest rate?
  8. Thread: Personal Loans

    by RajK
    Replies
    10
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    356

    I spoke to HMRC and they said it is fine to...

    I spoke to HMRC and they said it is fine to offset personal loan interest from the rental profits on a investment property. The bank account transfer chain will show everything clearly. Thanks for...
  9. Thread: Personal Loans

    by RajK
    Replies
    10
    Views
    356

    This is a theoretical question as this is what i...

    This is a theoretical question as this is what i would like to do. I thought that if it was explicitly stated in the document and also the transfer of funds via the banks would show it. THe other...
  10. Thread: Personal Loans

    by RajK
    Replies
    10
    Views
    356

    Personal Loans

    Hello

    Can someone tell me if the interest due on a personal loan obtained from an individual (with a drawn up legal document) for the purpose of purchasing a property can be deducted from profit...
  11. Group of tenants wanting to stay on. Some new some old.

    Hi

    I currently have a property rented out to a group of students until August 2014. Some of the same students (three) plus two new students want to stay in the house continuously after the...
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    I apologise as in my first statement I said fix...

    I apologise as in my first statement I said fix the antenna. Just to clarify there is no antenna in the first place
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    Well actually there isn't an aerial, and secondly...

    Well actually there isn't an aerial, and secondly with a sky box you can have access to the free channels. All I wanted to know is what are the implications if I GIVE them a sky box in terms of my...
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    Sorry my mistake, they bought a freeview box...

    Sorry my mistake, they bought a freeview box which obviously does not work without an aerial. My main issue is that if I give them a sky box am I liable if it blows up etc. as it has not been PAT...
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    1,079

    No TV services have been agreed for me to...

    No TV services have been agreed for me to provide. The tenants bought a freesat box and they tried plugging it into the aerial port and it didn't work. So they have asked me to fix the aerial. The...
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    1,079

    Gifting of a Sky Box

    Hi I have a property with a group of 4 working professionals. They have requested that I fix the antenna as they have purchased a freeview box and it is not working. There is a sky satellite dish on...
  17. Deposit protocol when a tenant signs a new contract

    Hello

    I have a house which I rent on a room to room basis. When the tenant originally signed a year contract I lodged a deposit with the DPS. The tenant is about to sign a new year long contract...
  18. Thread: Boiler insurance

    by RajK
    Replies
    1
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    346

    Boiler insurance

    Hi

    I am about to rent out my apartment which has a not so reliable boiler (personally mine has not gone faulty , but many neighbours who have the same boiler has). I was wondering what is the...
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    Clarification on deposit resubmission

    Hi

    Can anyone please help. If i create a new AST for a tenant when their existing one expires, do I need to make a completely new deposit submission or can their existing one simply be kept...
  20. Resubmissiting Deposits if tenant signs new contract

    Hi

    I have a house which i let the rooms on an individual basis. If the tenant signs for one year and the deposit is protected by the DPS, does a whole new Deposit submission need to be made if...
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    Gas Safety Certificates

    Hello

    I have two HMO properties which I normally get Gas Safe Certificates issues in mid September (along with boiler servicing). One property only has gas for a boiler and the other has gas for a...
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    The tenants were found by the managing agent....

    The tenants were found by the managing agent. They have come from overseas to work at a local company for the period of the tenancy and their work contract is not being renewed. As such no previous...
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    They are leaving because it will be their end of...

    They are leaving because it will be their end of fixed period tenancy, They have been issued the section 21 notice. It basically is that they are unclean people who don't give a monkeys about taking...
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    It is a joint tenancy agreement, 5 occupants....

    It is a joint tenancy agreement, 5 occupants. Isn't it important if I or the agent deem it unhealthy for living then we have the power to take some form of action regardless?
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    Hazordous Property

    Hello

    I have a HMO 3 storey licensed property which is being managed by a local agent. The agent phoned me today after his inspection and stated the property was very dirty and he couldn't even go...
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