LandlordZONE

07

Jul, 2015

Tuesday

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  1. Yeah has he not started to look for sports cars...

    Yeah has he not started to look for sports cars yet? I hear Porsche Caymans are very affordable now
  2. Can I just say I am 100% behind child benefit - I...

    Can I just say I am 100% behind child benefit - I do have five kids after all :D:
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    The secret to success is to let people be who...

    The secret to success is to let people be who they are................you never change them. Find out who they are and decide if you can live with it. Also never set off on the wrong foot, if it is...
  4. nukecad - you are totally correct and...

    nukecad - you are totally correct and improvements have certainly been made and it is a lot tougher to claim, I do see this through my experience. It has even perhaps went to far as I myself have...
  5. 'YES, I can write clearly and explain things...

    'YES, I can write clearly and explain things quite well, never been a problem, written thousands of technical documents as part of my job.
    YES, I am quite intelligent, had to be to do the job I...
  6. My friend who is in his 60s was being offered...

    My friend who is in his 60s was being offered £1million+ loans at very low rates in 2006-07. Last year he tried to buy a property for £250,000 which needed circa £100,000 spent on it - He had...
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    Many thanks for all the answers. My line of...

    Many thanks for all the answers. My line of thought was pretty similar - try and minimize as much risk as possible. I wish I could board and vent them and I will do when the flats become empty but...
  8. That said I do understand some people need...

    That said I do understand some people need benefits - but in my experience many don't. If your one of the few who do nukecad then my apologies
  9. Nukecad - You giving up work seems like a...

    Nukecad - You giving up work seems like a lifestyle choice to me - You have just managed to write a very good short article with lots of detail, why could this not be your job? If you can do this I...
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    Coal fire rules?

    Hi All

    I have bought 10 flats and 2 of them have coal fires in - Does anyone know what the requirements are for these? Do they need tested? Sound like a fire risk to me
  11. In light of my earlier comment - My friend is...

    In light of my earlier comment - My friend is always trying to buy the cheapest house, he will search forever trying to find the very cheapest asset. My plan is to buy for £50k and sell for £100k -...
  12. These guys basically loaned out billions of...

    These guys basically loaned out billions of pounds to people who did not work, worked part time, had no accounts - No wonder the banks went bust :(rofl):

    They would offer me loans of large amounts...
  13. 1. Lenders are idiots 2. See rule number 1 :D:

    1. Lenders are idiots
    2. See rule number 1
    :D:
  14. Logical - Don't mess around, your wasting time...

    Logical - Don't mess around, your wasting time and money. It does not really matter whether you buy for £70k or £75k in the big picture, the difference is extremely minimal if you are looking long...
  15. hadders - even at £100 a month you will then have...

    hadders - even at £100 a month you will then have to pay tax on top so it works out more. The question is can you better invest this money elsewhere? You don't make money by handing the money back...
  16. I must say I do tend to mix it up myself and only...

    I must say I do tend to mix it up myself and only have some interest only, but this is more because some lenders insist on this. I would advise anyone starting out to go down the interest only...
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    How much did you pay for current property? As...

    How much did you pay for current property? As you can sell and keep profits tax free currently if its your main residence but if you turn it in to a business asset then this will change over time
  18. InvestorK - Its simple, the reason most...

    InvestorK - Its simple, the reason most professional investors choose interest only is because we want to make as much interest as possible.

    Scenario 1 - You take a mortgage of £100,000 and pay it...
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    Just had a read.............must be like swimming...

    Just had a read.............must be like swimming against the tide!
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    I have 2-3 with mortgage express and have not...

    I have 2-3 with mortgage express and have not heard anything - Is ME not Nationwide? Or that may be mortgage works, cant remember. I think I did buy an older terrace and then re-finance after we...
  21. Hard to get a return on that would be my guess. ...

    Hard to get a return on that would be my guess. I bought a similar new build flat but on the Wirral recently. They were selling at £110k at peak, paid £35k and still don't think its all that great....
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    Yes in general I agree and British property is...

    Yes in general I agree and British property is the best bet - It is just very frustrating when you can not buy anything as the fundamentals don't add up. I would certainly not advocating buying one...
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    Investing abroad

    Hi All

    This is not something I would currently look at but just wondered if anyone had tried it? My thinking would be to probably move money to America at some point as there 18 year cycle seems...
  24. Thread: Flea problem

    by hech123
    Replies
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    It could be worse, I had a tenant with HIV and...

    It could be worse, I had a tenant with HIV and realised I had been bitten all over by fleas after they had vacated. I think I may of achieved the world record for the quickest google search ever...
  25. Thread: BTL using SPV

    by hech123
    Replies
    4
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    252

    Why not just buy it in your IT company? Then you...

    Why not just buy it in your IT company? Then you are not transferring anything anywhere, many companies do multiple things. If you do this properly you could literally pay no tax by investing...
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