I'm trying to list on that but it keeps on saying "There has been a system error" :(

I am currently letting a property and I used Visum to list on Rightmove, Zoopla etc. -- but all my enquiries have been via the much cheaper Gumtree advert I paid for separately! Bizarre. Possibly...

A much higher proportion of BTL mortgages (as opposed to residential mortgages) are offered on an intermediaries-only basis (two of the biggest BTL lenders – The Mortgage Works and Birmingham...

Thank you for your supportive message.

I generally agree, but I am slightly concerned that if it is something to do a blocked/damaged drain leading away from my flat’s balcony (and I’m not sure...

The people in the flat below mine have complained to the freeholder of the block (which is the local authority) that when it rains heavily, rainwater leaks through the ceiling of one of their...

Thanks for the info to both theartfulllodger and Snorkerz. I don't live in the property so I understand why it might have to be an AST.

I think the route I'll take is just to give then an AST but...

hello

I am currently letting out the rooms in my flat on individual ASTs. For complicated reasons, I would like to let out one of the rooms for just one month. The flat is in inner London so there...

I am in a very similar situation with my property, although you have put the issue more succintly than I did in my thread:...

Hi - thanks again for your reply. I realised I am probably being a bit dim here, but to be clear are you suggesting that between my current Ocaso policy (through the freeholder) and a landlord's...

Hello,

Well, I got in touch with Tower Hamlets council insurance section. Initially I received this reply from their insurance officer:



This was reassuring to an extent but I still wasn't...

This is true, and no one has tried to deny it. What I suggested is that you should at least consider the tenants' request, especially if you want to keep on good terms with them.

Edit: I see you...

Also, another thing I meant to mention in the post above -- wouldn't you rather have the house occupied than left empty for three months?

To tell a true personal anecdote, a very well-behaved...

Are you sure about this? It seems rather odd that your lease allows you to let it out, but then specifically prohibits sub-sub-letting -- although I am sure a leasehold expert will be along on this...

This is a few years old, but I doubt the rules have changed since: http://www.guardian.co.uk/money/2009/oct/07/tax-relief-rental-payments

It would agree with my view above.

I am pretty certain that this is not taken into consideration -- as I understand it, the house you are letting out is viewed as a rental business, so the taxman has no interest in your personal...

This seems excessive -- unless the cupboards and other fittings are very low quality and just fall apart, it ought to be possible to keep a kitchen and bathroom for a lot longer than that with just...

Although I agree that doing this would have been a good idea to start with, I don't see how this issue is relevant to the current situation (unless you are about to suggest that the OP should sue the...

£10k isn't a huge amount of money and as you say it doesn't seem enough to justify a proper bridging loan. Provided you have a decent credit rating, just do it on mainstream consumer credit:

-...

Also there is the issue of leaseholders being forced to insure through the freeholder, but the insurance policy (potentially) not being adequate for public liability, as per my thread here:...

Although I don't disagree that there may be some liability attached to the tenant, this logic could be used to suggest that the tenant is liable to pay for every piece of expenditure you might make...

You will probably need proper legal advice on this, and I am not an expert in this area of law, but I would suggest an initial issue to clear up is whether you are treating it as an accident or...

Personally speaking, I completely agree with you and I would describe my own BTL strategy as "very high yield with capital growth as a nice surprise if it happens" -- but I would stand by my comment...

Setting a buy-to-let property up against cash in a bank account seems an odd choice of comparison. It would probably make more sense to compare the returns against those which equities might provide,...

Thank you very much for your reply -- very helpful. Supplementary to the booklet I have a letter from Tower Hamlets council insurance section, which states that I am "the insured". I realise that...

Thank you again. I think I will just follow the approach set out in your blog post as I am keen to do everything by the rules. Assuming I do remortgage when I intend to, I will only have to wait...