LandlordZONE

22

Dec, 2014

Monday

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  1. Seriously I'm not the whiney "reporting" type......

    Seriously I'm not the whiney "reporting" type... and there's nothing to report. Not even bad language. However its worth pointing out to others hopeful for answers that there's a pattern of posters...
  2. Thats not the case: this isn't good impartial...

    Thats not the case: this isn't good impartial advice - its hardly advice in any form. I've found this HMO forum has a set of responders that always answer all HMO questions with a blizzard of...
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    leccy

    Not sure how that works, the meters I'm looking at use cheap disposable pre-paid cards, so not sure what tenants would gain from losing\retaining a card. The meter has £3 emergency credit only, so...
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    Gosh, lots of replies, very few relating to the...

    Gosh, lots of replies, very few relating to the question.

    Did I ask about planning permission? No.

    Did I have concerns about licensing and or other administrivia, No.

    For those people out...
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    Electricity supply to rooms in HMO

    Hi all, I'm about to convert a largeish two story victorian house to a 6 bed hmo, with en-suites to every room, the morning room and kitchen being shared areas.

    What are the pro's and con's of...
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    Mortgageability above shop

    My sole income is as a landlord.

    I'm buying a 6 bed hmo above a shop in a good part of town.

    I believe I can buy the freehold and give the current owner a new lease on the shop, therefore I...
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    OK, its a two part process then (at least...) I...

    OK, its a two part process then (at least...) I don't see any notes on the web re Council taking the Article 4 route will deffo check before opening.

    The apparent certainty of dealing with...
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    HMO Landlady - thanks!! Most excellent blog....

    HMO Landlady - thanks!! Most excellent blog. Scary though. I'm moving towards a standard family AST as I don't want to spend my time sorting out the lives of druggies, alcoholics, crims etc.
    ...
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    Thanks all for the info. Re: "hot-knifing": I'd...

    Thanks all for the info. Re: "hot-knifing": I'd rather hoped I could somehow avoid druggies and the true lowlifes.

    Article 4 compliance??? Not sure I know what Article 4 is? I googled and it...
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    Hmmm... good points, thanks. The house is...

    Hmmm... good points, thanks.

    The house is being rewired, so its an option. The meter's aren't cheap even on ebay though...

    Apportioning the common areas may be difficult. I'm guessing i'd put...
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    Convert to HMO

    What changes should I make to a terraced house for a successful HMO. In the target area its overwhelmingly DWP LHA tenants. Funnily enough my house doesn't need a licence (5 beds but only 2 floors)...
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    Yep, no one will buy a property lumbered with...

    Yep, no one will buy a property lumbered with some kind of "second charge", for energy efficiency improvements that are highly suspect.

    This parrot is dead, deceased, no more....
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    After a bit more research it appears that if the...

    After a bit more research it appears that if the property is repo'd and the electricity is cut off the owner still has to pay this loan.

    Its not clear how this is enforced, because the loans are...
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    What a bag of sh*te: This is the response to...

    What a bag of sh*te:

    This is the response to the Green Deal from the CML from their site, dated November 2012: (my comments after the chevrons...)


    On residential lending, the CML’s position...
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    A couple of questions about the green deal: ...

    A couple of questions about the green deal:

    Effectively, doesn't this act as a "second charge" on your property?

    If I've got a £10k green deal charge on a £100k property if I remortgage how...
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    Reinstate original layout for HMO use,

    I'm in the process of reinstating a house, removing 1 flat that has a lease, and two others that have no planning or leases from an old terraced property, reconfiguring the house to have 5 or 6...
  17. Why boarded up

    This is new private build on an existing council estate, there have been repossessions and as anyone knows an empty house in Liverpool becomes a target, hence they are boarded up immediately by the...
  18. Effect of nearby boarded up houses on valuation

    Will neighbouring boarded up properties affect the valuation of my property when I remortgage?

    Unfortunately on one of my properties in Liverpool each side and several other properties on the...
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