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Mar, 2017

Wednesday

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  1. With 59 years left, his prospective buyer...

    With 59 years left, his prospective buyer probably cannot get a mortgage. So you could offer his buyer a "sale of flat together with lease extension" which will help buyer to get a mortgage....
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    You should carefully check the wording in your...

    You should carefully check the wording in your lease . I bet the wording in your lease does not mention £135 for each new tenant and £80 pounds for renewal.

    Send a copy of the £135 demand...
  3. You can ask around some local business...

    You can ask around some local business owners/estate agents operating in County Durham to recommend their accountant to you.
  4. You should try to buy the freehold together with...

    You should try to buy the freehold together with the other leaseholders rather than let another management company buy it :


    https://www.gov.uk/government/organisations/bona-vacantia
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    Its normally paid by "bank standing order form " ...

    Its normally paid by "bank standing order form " on which you may ask for 12 monthly payments from leaseholders bank account to your RTM Bank account e.g first payment of £130 on 25 March or...
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    The same tax system ( including income tax,...

    The same tax system ( including income tax, capital gains tax and sdlt for property purchase ) applies to the whole of UK, under the authority of hmrc tax office.

    For registration of UK ...
  7. Thread: Equipment

    by Gordon999
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    d-cat11, You can claim for all costs incurred...

    d-cat11,

    You can claim for all costs incurred for redecorating except for your own labour against the rental income of your property.

    If your legs start to shake when standing 2 metres high...
  8. Hi Loanarranger, I thought it was the...

    Hi Loanarranger,

    I thought it was the applicant's responsibility to provide some evidence of the rental level to the mortgage lender . I have done this in the past but not recently applied for a...
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    The location near to several schools is good. ...

    The location near to several schools is good.

    What is the unexpired term left on the lease and what is the annual ground rent ? Is the annual ground rent due to double up soon ?
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    I suggest raising your problem with the local...

    I suggest raising your problem with the local MP who be able to suggest where you can get help.
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    If you can get £750K for selling your flat...

    If you can get £750K for selling your flat compared to £1850 in monthly rent, its better to sell and re-invest elsewhere.

    I would suggest you spend £250K in a flat in Brighton and the other £500K ...
  12. You could ask a couple of high street letting...

    You could ask a couple of high street letting agents to given a written quotation on the estimated rent for a new letting commencing now and their fee for finding you a tenant including credit...
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    Does the policy holder include the leaseholders...

    Does the policy holder include the leaseholders in the block ?

    I would send a written enquiry by registered post to the Insurance company asking for confirmation of the premium paid for the...
  14. I would send a written enquiry to FCA to ask if...

    I would send a written enquiry to FCA to ask if any licence is required for offering private mortgage loan to relative .

    If the loan is covered by written loan offer agreement between lender and...
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    HMRC may not accept 7 months is enough to qualify...

    HMRC may not accept 7 months is enough to qualify for a main residence.

    But if you are lucky to pass hmrc check, and allowed to claim main residence , then 50% of the £135K will be exempt from...
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    The normal sdlt + 3% extra applies if you...

    The normal sdlt + 3% extra applies if you already own a property registered under your name. If you and your wife have nothing under your name, then the normal sdlt rate for first time buyers...
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    MDA, 1. After your flat has obtained statutory...

    MDA,

    1. After your flat has obtained statutory 90 years extension at peppercorn ground rent (= no ground rent to pay ), then your share of the cost for collectively buying the freehold in the...
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    Its a serious situation to be without building...

    Its a serious situation to be without building insurance , because all mortgage lenders require insurance cover for the property as a condition for mortgage lending. The liability for repaying the...
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    You should send your question ( about serving...

    You should send your question ( about serving notice for CE when one flat is still without lease ) to the Legal Advisor at Leasehold Advisory Service ( LEASE ).
  20. In case of any property sale, the seller is...

    In case of any property sale, the seller is usually required to disclose all disputes with neighbours in the block to buyer's conveyancing solicitor using the questionaire form which is required...
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    I suggest you download the free guide to "Long...

    I suggest you download the free guide to "Long Leaseholders" and "application to FTT " from www.lease-advice.org.

    Is your freeholder a private person or a company ?

    Usually after the...
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    You can download the free guide to freehold ...

    You can download the free guide to freehold purchase of block of flats by enfranchisement from www.lease-advice.org

    The cost to pay will be based on the ground rent payments and the value...
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    Govindadd, I am confused on the years...

    Govindadd,

    I am confused on the years remaining for upstairs flat . In post 1 you quote 68 years and in post3 , you quote 68 years.

    If buying the freehold is the way forward, then the...
  24. See part 3 of guide which says the RTM is blocked...

    See part 3 of guide which says the RTM is blocked if there is a resident FH/landlord :

    http://www.lease-advice.org/advice-guide/right-to-manage/


    You need to collect the evidence to show the...
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    There is no CGT for transfers between husband and...

    There is no CGT for transfers between husband and wife. Before the property can be transferred to your name , you need the mortgage lender to accept you as the mortgage borrower. It will cost...
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