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		<title><![CDATA[LandlordZONE Forums - Finance & Investment Questions]]></title>
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			<title><![CDATA[LandlordZONE Forums - Finance & Investment Questions]]></title>
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		<item>
			<title>Making money from property</title>
			<link>http://www.landlordzone.co.uk/forums/showthread.php?55298-Making-money-from-property&amp;goto=newpost</link>
			<pubDate>Fri, 17 May 2013 08:42:35 GMT</pubDate>
			<description>Hi 
 
How do you make money from property in this modern day ?</description>
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			<category domain="http://www.landlordzone.co.uk/forums/forumdisplay.php?5-Finance-amp-Investment-Questions"><![CDATA[Finance & Investment Questions]]></category>
			<dc:creator>midnightman</dc:creator>
			<guid isPermaLink="true">http://www.landlordzone.co.uk/forums/showthread.php?55298-Making-money-from-property</guid>
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		<item>
			<title>Rental Income Spreadsheet</title>
			<link>http://www.landlordzone.co.uk/forums/showthread.php?55221-Rental-Income-Spreadsheet&amp;goto=newpost</link>
			<pubDate>Tue, 14 May 2013 11:01:59 GMT</pubDate>
			<description>Hi, 
 
Does anyone know where I can get a rental income spreadsheet which has all the relevant categories and will make it easier to fill out a tax return. 
 
Thanks 
 
DC1</description>
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			<category domain="http://www.landlordzone.co.uk/forums/forumdisplay.php?5-Finance-amp-Investment-Questions"><![CDATA[Finance & Investment Questions]]></category>
			<dc:creator>dc1</dc:creator>
			<guid isPermaLink="true">http://www.landlordzone.co.uk/forums/showthread.php?55221-Rental-Income-Spreadsheet</guid>
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			<title>Buy with a friend - ownership and taxation (stamp duty/CGT) question</title>
			<link>http://www.landlordzone.co.uk/forums/showthread.php?55193-Buy-with-a-friend-ownership-and-taxation-(stamp-duty-CGT)-question&amp;goto=newpost</link>
			<pubDate>Mon, 13 May 2013 14:38:17 GMT</pubDate>
			<description>Hi 
  
I have two related queries around purchasing a buy to let with a friend.  From doing some research, I think I know the answers but would be very grateful for any comments or observations people may have?  Many thanks in advance for any help. 
  
In summary, we’re intending to buy a property...</description>
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			<category domain="http://www.landlordzone.co.uk/forums/forumdisplay.php?5-Finance-amp-Investment-Questions"><![CDATA[Finance & Investment Questions]]></category>
			<dc:creator>Differdy</dc:creator>
			<guid isPermaLink="true">http://www.landlordzone.co.uk/forums/showthread.php?55193-Buy-with-a-friend-ownership-and-taxation-(stamp-duty-CGT)-question</guid>
		</item>
		<item>
			<title>Starting young - building a portfolio</title>
			<link>http://www.landlordzone.co.uk/forums/showthread.php?55180-Starting-young-building-a-portfolio&amp;goto=newpost</link>
			<pubDate>Sun, 12 May 2013 18:56:06 GMT</pubDate>
			<description><![CDATA[Hi there! I'm sure you're all sick to death of these types of threads so I'll try and keep it short and sweet.  
 
I'm 20, my OH 24. I inherited some money which allowed us to pay off our mortgage when I was 18, we then used the remaining money to put down a deposit on our new home - keeping our...]]></description>
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			<category domain="http://www.landlordzone.co.uk/forums/forumdisplay.php?5-Finance-amp-Investment-Questions"><![CDATA[Finance & Investment Questions]]></category>
			<dc:creator>Goosey</dc:creator>
			<guid isPermaLink="true">http://www.landlordzone.co.uk/forums/showthread.php?55180-Starting-young-building-a-portfolio</guid>
		</item>
		<item>
			<title>Draw down facility, re-financing a portfolio.</title>
			<link>http://www.landlordzone.co.uk/forums/showthread.php?55135-Draw-down-facility-re-financing-a-portfolio&amp;goto=newpost</link>
			<pubDate>Thu, 09 May 2013 20:33:35 GMT</pubDate>
			<description><![CDATA[Hi all, does anyone know of any companies offering a good draw down facility at present, I've been looking around but having no joy. I currently have a portfolio Worth in excess of 1,000,000 and have roughly 50% equity. I have mortgages with several lenders but would like to consolidate a few of my...]]></description>
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			<category domain="http://www.landlordzone.co.uk/forums/forumdisplay.php?5-Finance-amp-Investment-Questions"><![CDATA[Finance & Investment Questions]]></category>
			<dc:creator>Syco investments</dc:creator>
			<guid isPermaLink="true">http://www.landlordzone.co.uk/forums/showthread.php?55135-Draw-down-facility-re-financing-a-portfolio</guid>
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			<title>Ive just become a landlord and need some advice from the people who know!</title>
			<link>http://www.landlordzone.co.uk/forums/showthread.php?55107-Ive-just-become-a-landlord-and-need-some-advice-from-the-people-who-know!&amp;goto=newpost</link>
			<pubDate>Wed, 08 May 2013 18:49:08 GMT</pubDate>
			<description>Hi Everyone, 
I have just inherited a portfolio of houses. All the properties are now 
let and all tenants pay their rent on time. Thats the good bit! 
After spending a lot of money on two of the properties {which is almost 
paid for thanks to some fantastic tradesmen taking monthly payments} 
i...</description>
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			<category domain="http://www.landlordzone.co.uk/forums/forumdisplay.php?5-Finance-amp-Investment-Questions"><![CDATA[Finance & Investment Questions]]></category>
			<dc:creator>clinchee</dc:creator>
			<guid isPermaLink="true">http://www.landlordzone.co.uk/forums/showthread.php?55107-Ive-just-become-a-landlord-and-need-some-advice-from-the-people-who-know!</guid>
		</item>
		<item>
			<title>How do you source your BTL mortgage?</title>
			<link>http://www.landlordzone.co.uk/forums/showthread.php?55090-How-do-you-source-your-BTL-mortgage&amp;goto=newpost</link>
			<pubDate>Wed, 08 May 2013 08:57:33 GMT</pubDate>
			<description>Hi there 
 
A few years ago, there was only a handful of BTL mortgages on the market. It got me wondering, is it more important to use a broker now that there is a variety of BTL products out there, or was it more important then, when they were more obscure and hard to find? 
 
What do you guys...</description>
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			<category domain="http://www.landlordzone.co.uk/forums/forumdisplay.php?5-Finance-amp-Investment-Questions"><![CDATA[Finance & Investment Questions]]></category>
			<dc:creator>TKL</dc:creator>
			<guid isPermaLink="true">http://www.landlordzone.co.uk/forums/showthread.php?55090-How-do-you-source-your-BTL-mortgage</guid>
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		<item>
			<title>What to buy essex</title>
			<link>http://www.landlordzone.co.uk/forums/showthread.php?55069-What-to-buy-essex&amp;goto=newpost</link>
			<pubDate>Tue, 07 May 2013 05:14:27 GMT</pubDate>
			<description>Hi all 
 
I live in essex and have decided to buy a place to let out. 
 
I have decided on four areas billericay, chelmsford, wickford, basildon to look at as they are all 20 mins from where i live now and easy for me too keep an eye on them. 
 
My question that I want to ask is what type of...</description>
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			<category domain="http://www.landlordzone.co.uk/forums/forumdisplay.php?5-Finance-amp-Investment-Questions"><![CDATA[Finance & Investment Questions]]></category>
			<dc:creator>oracleplumbing</dc:creator>
			<guid isPermaLink="true">http://www.landlordzone.co.uk/forums/showthread.php?55069-What-to-buy-essex</guid>
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		<item>
			<title>Please assist me with my final assignment</title>
			<link>http://www.landlordzone.co.uk/forums/showthread.php?55062-Please-assist-me-with-my-final-assignment&amp;goto=newpost</link>
			<pubDate>Mon, 06 May 2013 19:38:59 GMT</pubDate>
			<description><![CDATA[Hello Landlord Zone,:(handshake): 
 
I'm currently writing my dissertation on why people invest into the housing markets rather than into financial markets and visa versa but need your help with some research.  
 
A bit about myself; I'm a mature student and currently a landlord myself however as...]]></description>
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			<category domain="http://www.landlordzone.co.uk/forums/forumdisplay.php?5-Finance-amp-Investment-Questions"><![CDATA[Finance & Investment Questions]]></category>
			<dc:creator>dudsey</dc:creator>
			<guid isPermaLink="true">http://www.landlordzone.co.uk/forums/showthread.php?55062-Please-assist-me-with-my-final-assignment</guid>
		</item>
		<item>
			<title>New landlord with inherited properties - still get 1st time buyer scheme allowance?</title>
			<link>http://www.landlordzone.co.uk/forums/showthread.php?55054-New-landlord-with-inherited-properties-still-get-1st-time-buyer-scheme-allowance&amp;goto=newpost</link>
			<pubDate>Mon, 06 May 2013 00:55:46 GMT</pubDate>
			<description>Hi guys - I have recently inherited some properties which are currently tenanted.  I am currently renting a house myself and was wondering if I decide to buy a property would I still qualify for the 1st time buyer scheme as I have not purchased before? 
 
I would move into 1 of the properties but...</description>
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			<category domain="http://www.landlordzone.co.uk/forums/forumdisplay.php?5-Finance-amp-Investment-Questions"><![CDATA[Finance & Investment Questions]]></category>
			<dc:creator>humanoid1</dc:creator>
			<guid isPermaLink="true">http://www.landlordzone.co.uk/forums/showthread.php?55054-New-landlord-with-inherited-properties-still-get-1st-time-buyer-scheme-allowance</guid>
		</item>
		<item>
			<title>Would you buy this flat?</title>
			<link>http://www.landlordzone.co.uk/forums/showthread.php?55036-Would-you-buy-this-flat&amp;goto=newpost</link>
			<pubDate>Sat, 04 May 2013 19:53:02 GMT</pubDate>
			<description><![CDATA[Hi All 
 
These forums make very interesting and informative reading, thanks to all the contributors who make time to answer queries. Now it's my turn to ask another question. What do you think of the following? 
 
We recently viewed a small flat that has some upsides - sitting tenant, yield of at...]]></description>
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			<category domain="http://www.landlordzone.co.uk/forums/forumdisplay.php?5-Finance-amp-Investment-Questions"><![CDATA[Finance & Investment Questions]]></category>
			<dc:creator>isabella</dc:creator>
			<guid isPermaLink="true">http://www.landlordzone.co.uk/forums/showthread.php?55036-Would-you-buy-this-flat</guid>
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		<item>
			<title>Starting Out as a Professional Landlord - Finance Advice Needed</title>
			<link>http://www.landlordzone.co.uk/forums/showthread.php?55025-Starting-Out-as-a-Professional-Landlord-Finance-Advice-Needed&amp;goto=newpost</link>
			<pubDate>Fri, 03 May 2013 17:03:57 GMT</pubDate>
			<description><![CDATA[Hi Everyone, 
 
I'm new to the forum so please be gentle if I ask some stupid questions! 
 
My daughter who's now 20 wants to start to build a portfolio of rental properties. I am happy to fund the deposits for her (well not every one of course but the first 3 or 4 to get her going), however I'm a...]]></description>
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			<category domain="http://www.landlordzone.co.uk/forums/forumdisplay.php?5-Finance-amp-Investment-Questions"><![CDATA[Finance & Investment Questions]]></category>
			<dc:creator>Millimum</dc:creator>
			<guid isPermaLink="true">http://www.landlordzone.co.uk/forums/showthread.php?55025-Starting-Out-as-a-Professional-Landlord-Finance-Advice-Needed</guid>
		</item>
		<item>
			<title>Cash, Mortgages, Lease Options</title>
			<link>http://www.landlordzone.co.uk/forums/showthread.php?54947-Cash-Mortgages-Lease-Options&amp;goto=newpost</link>
			<pubDate>Tue, 30 Apr 2013 13:28:11 GMT</pubDate>
			<description>Hi 
 
I am wondering which is the best way to invest in property for either short or long term, using cash or getting a buy to let mortgage. 
 
How I see it, if I buy cash, I would be in a good position to get the property at some sort of discount and I would have no mortgage to worry about. The...</description>
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			<category domain="http://www.landlordzone.co.uk/forums/forumdisplay.php?5-Finance-amp-Investment-Questions"><![CDATA[Finance & Investment Questions]]></category>
			<dc:creator>midnightman</dc:creator>
			<guid isPermaLink="true">http://www.landlordzone.co.uk/forums/showthread.php?54947-Cash-Mortgages-Lease-Options</guid>
		</item>
		<item>
			<title>Property as a Business with £240K Capital</title>
			<link>http://www.landlordzone.co.uk/forums/showthread.php?54946-Property-as-a-Business-with-£240K-Capital&amp;goto=newpost</link>
			<pubDate>Tue, 30 Apr 2013 12:42:11 GMT</pubDate>
			<description>Hi All. Your advise would be greatly appreciated. I closed my company  
about three years ago in manufacturing and moved out of London to give my  
kids a better environment to grow up in and be close to their nan. Had  
enough money to survive for a few years. I cant seem to earn a decent  
living...</description>
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			<category domain="http://www.landlordzone.co.uk/forums/forumdisplay.php?5-Finance-amp-Investment-Questions"><![CDATA[Finance & Investment Questions]]></category>
			<dc:creator>buns</dc:creator>
			<guid isPermaLink="true">http://www.landlordzone.co.uk/forums/showthread.php?54946-Property-as-a-Business-with-£240K-Capital</guid>
		</item>
		<item>
			<title>BTL Landlord Looking for Better Finance</title>
			<link>http://www.landlordzone.co.uk/forums/showthread.php?54915-BTL-Landlord-Looking-for-Better-Finance&amp;goto=newpost</link>
			<pubDate>Mon, 29 Apr 2013 12:59:34 GMT</pubDate>
			<description><![CDATA[Dear All, 
 
My wife and I between us hold around a dozen rental properties in London all of which are relatively stable and profitable. 
These are all financed on a variety of BTL's on which the average interest rate is in excess of 5% interest-only. 
 
We frequently hear of people getting very...]]></description>
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			<dc:creator>Ad1</dc:creator>
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