Police break in /damage fixings.

[rks]

Hi , had bad news today ...all i needed, police broke in to my rented house ,
causing damage to lock on front door damage nad to 4 fire doors, the person they were looking for left almost 2months ago without notification. Apparrentley so police tell me they had a warrant and had seen th eperson recently going in and out of house ??? maybe he had cut a spare front door key i don't know , now having to change /repair /replace doors , very expensive . Where do i satnd please if anyone knows as to claim back damage caused ? Police are saying they were within there rights ?? but if they did not arrest anyone nor find the person living there surely i have a case? Police officer told me i will have to submit a claim with receipts and they will consider it !

[jeffrey]

Police are obliged to compensate you, so make a claim with receipts.
Also tell your insurer. It may be able to pay you up front and take over your claim ("subrogation").

[rks]

hi thank's fore info , tried my insurance , they did not want to know , they said it was malicous damage so not covered , I do hope your right , ta

[johnboy]

if the police wont pay go to the small claims court bet they wont defend it

[jeffrey]

hi thank's fore info , tried my insurance , they did not want to know , they said it was malicous damage so not covered , I do hope your right , ta

Do you have legal expenses cover attached to an insurance policy for the building, its contents, or even your car? If so, that may be another "free" avenue to investigate.

[rks]

hi , i dont have legal cover attached to buildings ins but do have for car ins , but whats that got to do with this claim , ie legal cover for car , please ?
As i need to get this rectified urgently im going to hvae to cough up and then submit receipts for work ect , give them 14 days to pay , is that reasonable?
then submit claim to samll claims court ?

[rks]

jeffory could you please elaborate on " do i have legal cover on car insurace"
just wondering how that@ going to help thank s. Just had some quotes around £400 pounds labour plus cost of fire doors so approx 700 pounds !
my tenants are not at all happy , thier rooms insecure , chippies too busy for 2-3 weeks !

[Ericthelobster]

my tenants are not at all happy , thier rooms insecure , chippies too busy for 2-3 weeks !Don't the police have some obligation to leave premises in a secure state when they smash them up, especially when they were in the wrong? I though they employed emergency joiners etc to do this sort of stuff.

[jeffrey]

jeffory could you please elaborate on " do i have legal cover on car insurace"
just wondering how that@ going to help thank s. Just had some quotes around £400 pounds labour plus cost of fire doors so approx 700 pounds !
my tenants are not at all happy , thier rooms insecure , chippies too busy for 2-3 weeks !

Some full cover insurance policies (house, car, etc.) have - as an optional extra - the availability of legal expenses insurance for about £20 to £25 p.a.; very good value for money. If there is such cover, the policyholder MUST consult the insurer before doing anything about a case involving a potential claim.