flat insurance

[roberts]

I have purchased a brand new apartment in a block of aprtments. The monthly maintenance fee covers building insurance for home owners, but do I need landlord's liability insurance on top of this. If so any idea who does this?
Thanks.

[Paul]

There are a number of points that need clarification. Please ring me and I will go throuh them with you.

Best wishes,

Paul Adams
C & R Insurance Servces Ltd.

01275876714

[lumberursine]

There are a number of points that need clarification. Please ring me and I will go throuh them with you.

Best wishes,

Paul Adams
C & R Insurance Servces Ltd.

01275876714

what is landlords liabilty insurance and is it compulsary

[Tax Accountant]

Yes, I don't think the response by Paul could be considered as even an attempt to reply to the query posed.

I think that a landlord's liability insurance is to cover against any injuries caused to others on your property due to for example a boiler exploding or a roof caving in or a slippery floor.

However, it would be interesting to hear other members' views on the question posed by the querist as it applies to flats in a block.

Ramnik

[Poppy]

Landlord liability insurance is not compulsory in the way that car insurance is compulsory.

I have purchased contents insurance to cover the contents against fire, flood and that sort of risk. The insurers know that the property is tenanted and that is reflected in their policy schedule.