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View Full Version : Further Advance - Help Requested



TintedSepia
05-04-2005, 12:26 PM
My mother has offered to release some of the equity in her house so that I can get started on building my property portfolio. I am looking to raise 50k.

Just looking for advice on the reason to give the building society. I had thought of saying that the reason was for an extension on the house, but they say they will need to see the plans.

The advice I have had is that she could say it is for numerous reasons (extension, tour around the world, new car, helping out her son);

or she could say she wants to use the money as a deposit for a new property.

My mother has 9 years left on her current mortgage, and we were hoping to just add this further advance onto that product - or would it be better to do this on another product?

Any advice appreciated