PDA

View Full Version : Unemployed T (LHA/HB); parent guarantor; will L accept?



xhayleybabyx
02-06-2009, 11:26 AM
I have just applyed for a rented property.
i am single and pregnant..also unemployed..on job seekers allowance.

my dad who is a home owner and who has excellent credit rating is my guarantor and he is paying my 1000£ deposit.

my plans are to pay for the house using housing benefit.

but will the landlord accept me, the fact that i have stated that i am unemployed..(i have no ccj's or defaults)..but my dad is acting as guarantor.

i havnt told the estate agents that i am planning to claim housing benefit, as the benefit office told me that the landlord doesnt need to know .. as the money goes into my bank to pay him every month.

Ericthelobster
02-06-2009, 11:47 AM
i havnt told the estate agents that i am planning to claim housing benefit, as the benefit office told me that the landlord doesnt need to knowWitholding information as important as that is hardly likely to endear yourself to a future landlord, is it?

When you say "the landlord doesn't need to know", what you actually mean is "I can get away with not telling him", don't you? The fact is that very often the landlord DOES need to know apart from anything else, it may be a condition of his mortgage or insurance policy that he doesn't take on people on benefits. You could end up causing him big problems.

In any case, don't you think that a landlord is going to want to know how you propose to pay the rent given your current status? When you are asked, are you simply going to lie? And what will you tell him, with what evidence to back you up?

For what it's worth, I'd have thought that with a guarantor you would be a reasonable proposition for a landlord (it would make all the difference for me), and you should simply be up front about your situation.

jeffrey
02-06-2009, 12:03 PM
Also see ground 17 of Schedule 2 to the Housing Act 1988 , giving L an extra (discretionary) ground for possession against T who lies.

[B]The tenant is the person, or one of the persons, to whom the tenancy was granted and the landlord was induced to grant the tenancy by a false statement made knowingly or recklessly by:
(a) the tenant, or
(b) a person acting at the tenant’s instigation.