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View Full Version : Energy savers: cavity wall (or loft) insulation Grants



insulate-it
30-11-2008, 22:13 PM
Hi all,

I know that this post may appear as a shameless plug to some but from past experience there are a lot of Landlords (and tenants for that matter) who are unaware of the various home insulation schemes and initiatives available to them.

I've read through a number of posts on this site and others and just thought I'd raise a couple of points that may be of benefit.

Cavity Wall Insulation and Loft Insulation are the most common and effective types of domestic insulation; with typical savings of up to 30-35% on energy bills.

Having these measures installed in a home will help towards meeting energy efficiency requirements for HIPs, EPCs etc.as most new mortgage applications these days have a requirement for insulation works to be carried out (this is usually a good negotiation point so is typically at the sellers expense!!).

All of the main power generating companies and most local authorities are under obligation to the government to insulate a certain amount of domestic properties per annum.

To do this they make funding available to various companies and organsiations up and down the country.

These companies and organisations distribute their allocation in various ways:

Local councils - Funding is allocated to insulate council property stock in bulk and is usually managed by a local insulation company. The council is usually asked to part fund schemes such as these.

Charitable organisations - Organisations such as Help the Aged and Age Concern work in partnership with the power generating companies and promote energy efficiency measures to "vulnerable" groups such as pensioners etc.

Insulation companies - Leads generated from advertising are allocated to private insulation companies by the power generating companies. Price reductions and special offers are given to private homeowners to encourage them to have their homes insulated.

Homeowners in receipt of certain means-tested benefits qualify for insulation measures free of charge.

These schemes and offers are also open to private tenants - if a tenant is in receipt of Housing Benefit or is over 70 years old for instance, then they can have their home insulated at no cost to either themselves or the Landlord.

The list of qualifying benefits are:

Attendance Allowance
Income Support
Council Tax Benefit (single person's discount does not qualify)
Disability Living Allowance
Disabled Persons Tax Credit
Housing Benefit
Child Tax Credit (combined income must be under £15,592)
Working Tax Credit (combined income must be under £15,592)
Industrial Injuries Disablement Benefit *
Income-Based Jobseekers Allowance
War Disablement Pension **
Pension Credit (state pension only does not qualify)

* Must also be in receipt of Constant Attendance Allowance
** Must include Mobility Supplement or Constant Attendance Allowance


Anyone aged 70 or above is entitled to a Cavity Wall Insulation Grant or Loft Insulation Grant that will cover the entire cost of any insulation

work. However, if you are a pensioner aged under 70, you will not receive a 100% grant unless you receive a benefit as listed above.

I work as a surveyor within the insulation industry in the NorthWest (based in Manchester) and typically work with Landlords/Letting Agencies with stock lists ranging from 1 or 2 properties to hundreds/thousands on a daily basis. At the landlord's request I visit each property and assess it's suitability for insulation. If the tenant is in receipt of a qualifying benefit it is typical to process the grant application using their benefit details etc. but if not I have access to various part funded grants which help to keep costs to an absolute minimum for the Landlord.

Grants are available both locally and nationally and your local council and energy advice centre are always available for advice on these matters but if you would like more information on any of the items I have touched on above from myself then please drop me a P.M.

Cheers,

Nick (www.insulate-it.co.uk)

jax2503
01-12-2008, 05:41 AM
Hi Nick,

I think it is a shameless plug for your prodicts, but on another note can you PM me your number.

Jax

jta
01-12-2008, 06:17 AM
A 'shameless plug', that say's it is, does not irritate nearly so much as mindless spam. Thanks for the info.

Mars Mug
01-12-2008, 07:32 AM
Like the chap said, many people don’t know the details and assume that as landlord they don’t qualify for free insulation, but it’s the tenants who live in the house that matter.

In my case the chap came round to inspect the house on a day I was there, and I told him I was landlord, he said no problem the tenant qualified.

The only hassle for me was clearing out 30 years of accumulated junk from the loft and hiring a skip. The insulation was fitted in just a couple of hours and there was no mess / damage.

jax2503
02-12-2008, 08:39 AM
It is that easy, the tenant qualifies and as far as i'm concerned it reduces the bills for your tenants by around 30%. So it has to be done if you can do it.

As for the shameless plug, it could have been worse he could have PM'd as many members as he could have, like some others do.

Jax

cgre
03-02-2009, 08:40 AM
Am renting a 1 bedroom maisonette (upstairs) its in a fairly rural location and has storage heaters throughout.

It is very cold in there and I went up in the loft and it has a huge loft which has zero lagging at all hence all the heat is disappearing.

Does anyone know if you are supposed to have a minimum depth of lagging by law now (someone mentioned 20cm to me) electricity is costing me a small fortune to run the heaters and its still only 10 degrees in there! I ran my own oil filled electric rad all night last night and was still only 10 degs when I got up this morning, cant go on being this cold and paying a fortune on electricity!

Ericthelobster
03-02-2009, 09:15 AM
Does anyone know if you are supposed to have a minimum depth of lagging by law now (someone mentioned 20cm to me) electricity is costing me a small fortune to run the heaters and its still only 10 degrees in there! I ran my own oil filled electric rad all night last night and was still only 10 degs when I got up this morning, cant go on being this cold and paying a fortune on electricity!No, unless it's a relatively new property in which case it would have been compulsory to fit, but I'm assuming that isn't the case.

Very unreasonable to let out a completely uninsulated property. I think your only possible comeback is if you started the tenancy on or after 1 September (October?) 2008, in which case the landlord would have had to show you his compulsory Energy Performance Certificate for the property, which would have been flagged up this issue. If you did, and he didn't - then you have some leverage.

cgre
03-02-2009, 09:26 AM
thanks Eric,

I moved in on 27th October so am assuming I should have been shown an EPC certificate then (I wasnt) so that may well be some ammunition to my cause.

The temperature is one thing but the cost of the heating on top is like the final insult when it doesnt really work well.

You know its cold when your cat gets under the duvet as he's cold as well!

cgre
03-02-2009, 09:33 AM
Just checked and should have been shown an EPC from 1st October many thanks, am going to try the agent first to see if they will do anything, the property is built in the 60's as far as I know so it wouldnt be subject to any new build regs etc.

Ericthelobster
03-02-2009, 11:22 AM
I moved in on 27th October so am assuming I should have been shown an EPC certificate then (I wasnt) so that may well be some ammunition to my cause.Indeed. There's a fixed penalty of £200 for that, which is pretty paltry considering it's likely to cost that sort of amount for the LL to do the necessary work. I'm not suggesting that you try to blackmail the agent of LL into getting the work done, but if you point out to the agent that had you seen the EPC (which would have been a really bad one) you'd never have taken on the lease then it would only be reasonable for them to sort the issue out now, wouldn't it...? Worth dropping into the conversation that you know it's a legal requirement which wasn't fulfilled and that there's a fixed penalty, then I suspect the message would be conveyed loud and clear.

Given that the letting was done through an agent who clearly doesn't know his stuff, one wonders how many other properties he's let since 1 October with no EPC, and how many other landlords he's compromised???

Paul_f
03-02-2009, 11:26 AM
As tenant you can apply for a grant for loft insulation if your are claiming benefits; there might be grants even if you are not but I'm not too familiar with what's available

AdyMan
21-09-2009, 12:00 PM
Is there a "legal" way to force a land-lord to add loft or cavity wall insulation in to their properties?

Cheers.

jeffrey
21-09-2009, 12:23 PM
Not unless there is:
a. a contractual obligation (e.g. in title deeds or recorded at HMLR) enforceable by lessee/tenant; or
b. a statutory obligation imposed by law and probably enforceable by Local Authority- and I've never heard of any such statutory obligation.