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Government is Planning Curbs on Size of Mortgages

Chancellor George Osborne has said he will give powers back to the Bank of England through a new Financial Policy Committee (FPC) to allow them to vary what mortgages clients are able to get in order to prevent another housing bubble. Unrestricted mortgage lending before the credit crunch, some up to or even over 100% [...]

Landlord Accreditation Partnership Awards

Specialist provider of Buy-to-Let cover, Total Landlord Insurance, is pleased to announce that they will be sponsoring the inaugural UK Landlord Accreditation Partnership (UK LAP) awards. The event which takes place on Thursday March 1st 2012, will celebrate the professionalism of London’s landlords and agents. Eleven awards will be given to those landlords, agents and [...]

I Just Bought a House to Rent Out. What Next?

I Just Bought a House to Rent Out. What Next? Buying a house to let is exciting; but it comes with many responsibilities. From preparation to let, routine home maintenance and renovations to Landlord insurance; there is a lot to think about. Here are some important steps to take after purchasing a house. 1. Landlord [...]

Landlords urged to join fight against property hijacks

Landlords are being urged to sign up for a campaign to fight property fraud by the Land Registry.

Update – the State of the Prime Central London Property Market

Lucy Morton, senior partner and head of lettings at Prime Central London estate agency, W A Ellis, comments: “We are now receiving enquiries in their droves about lettings over the Olympic period (27th July to 12th August or realistically from 20th July to 19th August).  The Para-Olympic games start on 29th August and run until [...]

Flood risk buy to lets risk losing insurance cover

Landlords face uncertainty over house prices and mortgage availability as home insurers and the government squabble over paying for flood protection.

Insurers Launch New Rent Guarantee Product

Specialist provider of Buy-to-Let cover, Total Landlord Insurancehas launched Total Rent Guarantee Insurance. In these troubling financial times it is impossible for landlords to predict whether their tenant’s circumstances will change in the future and whether they will always be able to pay the rent, even though they have a successful reference. With the number [...]

Landlords must licence small HMOs under new rules

Thousands of landlords must register their houses in multiple occupation as the first citywide licensing scheme for shared houses starts in the UK.

Commercial Property Landlords Hit by Metal Thefts

New research shows that as worldwide prices of copper, lead and other non-ferrous metals continue to rise, metal theft has become one of the most serious crimes blighting commercial property. It is estimated to be costing the British economy in excess of £800 million per year and the UK’s leading property insurance specialists, Cadogan Keelan [...]

Landlords with Commercial Property Overseas could be at Risk

UK investors with commercial properties overseas are at risk of being under-insured or not insured at all for perils such as glass damage, flood and malicious damage, according to Cadogan Keelan Westall, one of the UK’s leading property insurance specialists. Many landlords with European property opt to place their insurances with a ‘local’ carrier in [...]