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Landlords' Insurance
LandlordZONE - Rental Property Knowledge

July 2008         Newsletter - click here to view

 

With the downturn in both residential and commercial property appearing to be getting worse, there’s now a serious risk that the UK economy could enter recession territory.

Amid growing concerns from one report after another, even the Chancellor has had to admin that things are worse than the government predicted, that growth targets will have to be scaled back and that we are in for a tough couple of years at least.

Faced with the non-availability of credit, last week’s rise in inflation to 3.8% (everyone knows it’s probably more than double this official figure) and rising commodity and fuel prices, the unemployment figures we’ve already seen are likely to increase substantially.

Pressure on the retail sector will put thousands of vacant shops back in the hands of their landlords, just at a time when the government is imposing 100% vacant business rates on owners.

The general consensus appears to be: things will get worse before they get better. The big question for landlords is—how much worse can it get?

In truth, although we hear all sorts of predictions, nobody actually knows. There are forces at work here that will test and challenge and maybe even confound governments and central banks.

continue reading .... LandlordZONE Newsletter July 2008

Tom Entwistle,  Editor

Tenants are the key to successful property investment—”think tenant first” should be the landlord’s motto. Forget the “armchair investment” - is there really such a thing in property?

You can have the best property in the street or even in the town, but if you can’t let it, it’s a liability to any landlord.

A property with a bad tenant is an even bigger liability, often far worse than with no tenant at all.

No rent coming in, invariably damage being done to your lovingly prepared interior, and the prospect of expensive and long drawn-out legal proceedings to get possession of the property again. Eviction specialists Landlord Action give their advice here.

continue reading .... LandlordZONE Newsletter July 2008

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Contributions to this month's Newsletter by Landlord Action

Check out these quality suppliers... 

Cover4LetProperty  -  Cover4LetProperty.co.uk specialises in insurance for residential and commercial landlords. By inputting simple details of your property or portfolio just once onto the Cover4LetProperty online quote form, you can access up to five quotes instantly.
Landlords' Insurance

LettingAgent.com  - An initiative by Award Winning Landlord Mortgages. The service is very flexible and provides effective property management at a fraction of the cost of traditional Letting Agents.

By award winning Landlord Mortgages

Crimson Investments - Property Investment – the easy way ! Discounts of 15% - 20% BMV, Re-sale and refurbished properties, Tenanted and empty investment properties, Low deposit down deals. Specialist Mortgage Brokers & Solicitors. Our ‘Ready to Let Service’ – furnishing packages.  Continuing support. Investment Advisors you can rely on...

Money Back Mortgages  - Set-up in 2006 to give consumers like you an impartial service where you can search for and arrange your next mortgage with the added benefit of receiving 50% of the commission received by us. The website has proved particularly helpful for Buy to Let landlords who generally remortgage on a regular basis to lower their monthly mortgage costs. Finance help for Buy to Let Landlords

The Property Investor Show (ExCeL London, 19-21 September 2008) is the largest and longest established property exhibition in the UK.  As the ‘benchmark’ event for investors, thus will, as usual, attract over 10,000 landlords over the 3 days.
If you are planning to visit the show … register online now for free admission Interested in exhibiting at the show? … call James Elliott on 020 8877 3636 or email sales@homebuyer.co.uk

Graham Stuart  Est 1987 - Uniquely constructed products, designed to meet the needs of entrepreneurial investment clients - Key strategic partners help us access well researched off-plan Property and Land investments—all due diligence completed.
“Buy to Let” investors are seeking more diverse opportunities—GSA offers projects not available in the general marketplace.

Accommodation for StudentsLandlords - Advertise your properties quickly and easily, for just £5 per property per month. (Discounts are available for bulk uploads and long advertising periods). • Include images, maps, features, pricing, contact details, and more • We display performance reports and track the enquiries made by students about your properties • 1000s of emails are sent by our student visitors to landlords on our site everyday. • Over 5000 student landlords already registered and using our site. The UK's biggest student landlord site

Accountz.com - Is the fastest and easiest to use personal and business accounts software you will find. It beats more expensive systems hands down with its unique system of RapidEntry. Business Accountz is for Sole Proprietors, Partnerships and Limited Companies and is ideal for service based businesses such as Landlords and Property Investors. Unique one-click VAT Return. No confusing jargon. Fast and dead easy to use. Mac OSX 10.4+, Windows Vista/XP, Linux. Fast, reliable accounting software

Landlord Manager - Whether you are a landlord with a portfolio of 2 or 3 properties or have several hundred properties in any number of portfolios, there is a Landlord Manager solution for you.  Available in Pro and Premium versions along with a web site add-on to promote your business, Landlord Manager will grow with you as your portfolio grows.  30 day free trial.

London Landlords' DayIf you are serious about making money from being a Landlord, then you can’t afford to miss this event.  Last year's London Landlords' Day attracted over 3,000 visitors, and we expect this year's show to be bigger and better than ever, offering Landlords easy access to everything they need to help them prosper: all under one roof. 20 FREE seminars by industry experts 70 Leading suppliers exhibiting. Everything for the London Landlord

PropertyPortfolioSoftware.co.uk  - Property Portfolio Software provides solutions to help self managing landlords get better organised when managing multiple properties. Their software solutions are designed by landlords for landlords and are guaranteed to save you time, money and effort in running all aspects of your property business.

DiscountLetting.co.uk  — a forward thinking team, we’ve been offering a range of letting services to UK landlords for years—from a full Management Service to a Tenant Find Service, we offer UK landlords a first class service to suit your needs.  Call 020 8 697 0984 to speak to an agent.

TenantGuarantee.com - Landlords... no more worries about Tenant Deposits with the insurance guarantee that costs you nothing, but secures you against: - RENT (shortfalls) - DAMAGE (caused by Tenants) - LEGAL FEES (to remove a problem Tenant) With the Tenant Guarantee in place, you don't take a Deposit, so you can avoid the Government's Deposit Protection Scheme. Deposit Guarantee - no need for a deposit!

LandlordMONEY.co.uk - An independent property mortgage and property finance web portal. The site contains all the help and investment finance information you should ever need to guide you through the process of successful property investment and securing competitive property finance. Secure Property Finance

TenantVERIFY.co.uk - Successful Landlords know that Tenant Screening is "the" most important task when letting property. Tenant Verifying - doing credit searches and tenant referencing is the core of the tenant screening process. Nice Car, Nice Suit, Nice Chat... No Rent! Don't take chances - have those tenants checked out professionally! You can rely on TenantVERIFY TenantVERIFY - nice car, nice suit, nice chat - No RENT!

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